Kane County property record for 415 Villa St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,532 sqft · built 1900 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,862 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-459-010 |
| Primary APN | 06-13-459-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 2,572 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 415 VILLA ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JOHN SPILLARDS SUB OF PART LOTS 5 & 6 BLOCK 7 OF SHERMANS ADDN EAST 44.6 FT ON VILLA ST & EAST TO 7 FT ON SOUTH LINE WEST LINE AT RIGHT ANGLES TO BOTH VILLA ST & SOUTH LINE LOT F BLOCK 7 |
| Legal Subdivision | JOHN SPILLARDS SUB |
| Legal Block | 7 |
| Legal Lot Number | 5,6 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 851400 |
415 Villa St is owned and occupied by two individuals.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 VILLA ST, ELGIN, IL 60120-6715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 415 Villa St was $4,862 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,862.00 Homeowner's exemption Senior Citizen's exemption | $79,733 (+8.57%) Land $12,336 Building $67,397 | $239,295 (+8.57%) Land $37,023 Building $202,272 |
| 2024 | $73,439 Land $11,362 Building $62,077 | $220,405 Land $34,100 Building $186,306 | |
| 2022 | $4,009.00 (-1.35%) Homeowner's exemption | $60,497 (+6.96%) Land $9,360 Building $51,137 | $181,491 (+6.96%) Land $28,080 Building $153,411 |
| 2021 | $4,064.00 Homeowner's exemption | $56,560 Land $8,751 Building $47,809 | $169,680 Land $26,253 Building $143,427 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Villa St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 415 Villa St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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