433 Villa St, Elgin, IL 60120 Property Records

Kane County property record for 433 Villa St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,320 sqft · built 1915
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Sep 2010)
Tax Bill$5,101 (2025)
Flood ZoneZone X (minimal risk)
APN06-13-459-013

Property Details

APN / Parcel Number

Primary APN06-13-459-013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories5 Stories
Building Area1,320 sqft Living Area
Gross Area2,200 sqft
Basement Area880 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialWood
Construction TypeFrame
Lot Area16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address433 VILLA ST
CityELGIN
StateIL
Zip60120-6715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUPERVISORS ASSMT PLAT OF LOT 4 BLOCK 7 SHERMANS ADDN
Legal SubdivisionSHERMANS ADDN
Legal Block7
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group4
Census Block4000
Census Tract851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address433 VILLA ST, ELGIN, IL 60120-6715
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2010 · Amount on File
Deed SaleSep 1, 2010 · Amount on File
Prior SaleJun 25, 2010 · Amount on File
Deed Document Number201056872
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,101.00 (+16.91%) Homeowner's exemption Disabled Person's exemption$76,867 (+8.57%) Land $16,899 Building $59,968$230,693 (+8.57%) Land $50,717 Building $179,976
2024$70,799 (+21.39%) Land $15,565 Building $55,234$212,482 (+21.44%) Land $46,714 Building $165,768
2022$4,363.00 (+5.11%) Disabled Person's exemption$58,322 (+6.96%) Land $12,822 Building $45,500$174,966 (+6.96%) Land $38,466 Building $136,500
2021$4,151.00 Disabled Person's exemption$54,527 Land $11,988 Building $42,539$163,581 Land $35,964 Building $127,617

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Fox Valley Internet, T-Mobile.

Nearby Properties on Villa St

Nearby Streets

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