San Luis Obispo County property record for 425 S 5th St, Grover Beach, CA 93433
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,336 sqft · built 1985 |
| Lot Size | 0.086 acres (3,750 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $507,000 (Jul 2018) |
| Tax Bill | $6,516 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-272-026 |
| Primary APN | 060-272-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,336 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 3,750 sqft (0.086 acres) |
| Lot Dimensions | 50 ft deep x 75 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 425 S 5TH ST |
|---|---|
| City | GROVER BEACH |
| State | CA |
| Zip | 93433-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CY GC PM 36-97 PAR B |
| Legal Subdivision | GC84-275 |
| Legal Block | 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 12102 |
425 S 5th St is owned by a company that acquired it in April 2025.
Source: San Luis Obispo County records, as of August 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 425 S 5TH ST, GROVER BEACH, CA 93433-2328 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 2, 2018 | Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on File |
| Deed Sale | Jul 2, 2018 · Amount on File |
| Prior Sale | Jul 28, 2011 · Amount on File |
| Deed Document Number | 201827090 |
| Last Transfer Date | Apr 23, 2025 |
| Transfer Doc | 0000014974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 425 S 5TH ST, GROVER BEACH, CA 93433-2328 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000031392 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 2020031392 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 2, 2018 |
| Property Address | 425 S 5TH ST, GROVER BEACH, CA 93433-2328 |
| Document Number | 0000027090 |
| Map Reference | MB36 PG97 |
| Instrument Date | May 30, 2018 |
| Instrument | 2018027090 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 425 S 5TH ST, GROVER BEACH, CA 93433-2328 |
| Document Number | 0000027091 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 2018027091 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 425 S 5th St was $6,516.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Grover Beach City |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $576,420 (+2%) Land $341,347 Building $235,073 | |
| 2025 | $6,516.00 | $565,118 Land $334,654 Building $230,464 |
| 2023 | $6,294.00 (+1.57%) | $543,176 Land $321,660 Building $221,516 |
| 2022 | $6,197.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 425 S 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 425 S 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GROVER BEACH PUBLIC WORKS DEPT serves 12,701 people · EPA ID CA4010004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Peak WiFi.
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