St. Charles County property record for 425 S 2nd St, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1910 |
| Square Footage | 1,504 sqft Living Area |
| Lot Size | 8,011 sqft (0.184 acres) |
| Occupancy | Owner Occupied |
Source: St. Charles County records · APN 005710A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 S 2ND ST, SAINT CHARLES, MO 63301-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 02, 2026 | Beneficiary Deed, Transfer |
| Jan 30, 2024 | Warranty Deed, Transfer |
| Mar 15, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2024 |
| Deed Sale | Jan 30, 2024 |
| Prior Sale | Mar 15, 2023 · Amount on Record |
| Deed Doc Number | 20243713 |
| Prior Transfer Date | Mar 27, 1997 |
| Prior Transfer Doc | 0000018326 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 02, 2026 |
| Property Address | 425 S 2ND ST, SAINT CHARLES, MO 63301-3403 |
| Document Number | 0000009473 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026R-009473 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 425 S 2ND ST, SAINT CHARLES, MO 63301-3403 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 30, 2024 |
| Property Address | 425 S 2ND ST, SAINT CHARLES, MO 63301-3403 |
| Document Number | 0000003713 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2024R-003713 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 N 2ND ST, SAINT CHARLES, MO 63301-2851 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 15, 2023 |
| Property Address | 425 S 2ND ST, SAINT CHARLES, MO 63301-3403 |
| Document Number | 0000009511 |
| Instrument Date | Mar 09, 2023 |
| Instrument | 2023R-009511 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | PTA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 510 KENILWORTH LN, BALLWIN, MO 63011-2434 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 425 S 2ND ST, SAINT CHARLES, MO 63301-3403 |
| Document Number | 0000009512 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 2023R-009512 |
| Name | FIDELITY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,668 (-) | $256,150 (-) Land $50,000 Building $206,150 | |
| 2025 | $48,668 (+6.54%) | $256,150 (+6.54%) Land $50,000 Building $206,150 | |
| 2024 | $2,971.00 | ||
| 2023 | $45,682 | ||
| 2022 | $240,437 Land $37,500 Building $202,937 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 005710A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,504 sqft Living Area |
| Gross Area | 2,374 sqft Gross Area |
| 1st Floor | 1,504 sqft 1st Floor |
| Basement Area | 870 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,011 sqft (0.184 acres) |
| Depth X Width | 140 ft x 60 ft Depth x Width |
| Porch | Open Porch |
| Porch Area | 295 sqft Porch |
| Topography | Steep Topography |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 005710A000 |
|---|---|
| Street Address | 425 S 2ND ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3403 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 73 |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 73 |
| Legal Lot Number | 8 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | LINDENWOOD |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 310502 |
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