St. Charles County property record for 507 S 2nd St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,265 sqft · built 1910 |
| Lot Size | 0.135 acres (5,868 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,624 (2025) |
| Deeds & Mortgages | Jan 2024 Sale Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005830A000 |
| Primary APN | 005830A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,265 sqft Living Area |
| Gross Area | 3,786 sqft |
| 1st Floor Area | 1,209 sqft |
| Basement Area | 1,056 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Roof Type | Mansard |
| Roof Material | Asphalt |
| Lot Area | 5,868 sqft (0.135 acres) |
| Lot Dimensions | 54 ft deep x 66 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 99 sqft |
| Deck Area | Deck Area |
| Patio Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 005830A000 |
|---|---|
| Street Address | 507 S 2ND ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA5 |
| Legal Description | PT CITY BLK 74 & PT OF ALLEY |
| Legal Subdivision | CITY/STCHARLES CITY SQUARE 74 |
| Legal Block | 74 |
| Legal Lot Number | 12 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 310502 |
507 S 2nd St is owned by two individuals who acquired it in January 2024.
Source: St. Charles County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3524 HEMPSTEAD ST, SAINT CHARLES, MO 63301-8107 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2024 | Warranty Deed, Transfer |
| Aug 17, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Aug 17, 2020 | Correction Deed INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Oct 26, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2024 |
| Deed Sale | Jan 30, 2024 |
| Prior Sale | Aug 17, 2020 · Amount on File |
| Deed Document Number | 20243718 |
| Prior Transfer Date | Aug 10, 2020 |
| Prior Transfer Doc | 0000587320 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 30, 2024 |
| Property Address | 507 S 2ND ST, SAINT CHARLES, MO 63301-3405 |
| Document Number | 0000003718 |
| Instrument Date | Dec 20, 2023 |
| Instrument | 2024R-003718 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 N 2ND ST, SAINT CHARLES, MO 63301-2851 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 17, 2020 |
| Property Address | 507 S 2ND ST, SAINT CHARLES, MO 63301-3405 |
| Document Number | 0073721685 |
| Book / Page | 7372 / 1685 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 20200817000587330 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 S MANTON LN, SAN ANTONIO, TX 78213-2125 |
| Document Number | 20200817000587340 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 20200817000587340 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 17, 2020 |
| Property Address | 507 S 2ND ST, SAINT CHARLES, MO 63301-3405 |
| Document Number | 0073721683 |
| Book / Page | 007372 / 001683 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 587320 |
| Record Updated | Sep 29, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 203 S MANTON LN SAN ANTONIO TX 782132125, SAN ANTONIO, TX 78213-2125 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 26, 2018 |
| Property Address | 507 S 2ND ST, SAINT CHARLES, MO 63301-3405 |
| Document Number | 0069950787 |
| Book / Page | 006995 / 000787 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 611130 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 507 S 2ND ST ST CHARLES MO 633013405, ST CHARLES, MO 63301-3405 |
The 2025 property tax bill for 507 S 2nd St was $7,624, up 2.7% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,687 (-) | $352,148 (-) Land $50,000 Building $302,148 | |
| 2025 | $7,624.00 (+2.75%) | $112,687 | $352,148 Land $50,000 Building $302,148 |
| 2024 | $7,420.00 | ||
| 2023 | $63,708 | ||
| 2022 | $335,302 Land $37,500 Building $297,802 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 507 S 2nd St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 507 S 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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