St. Charles County property record for 417 S 2nd St, Saint Charles, MO 63301 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1928 |
| Square Footage | 3,734 sqft Living Area |
| Lot Size | 8,146 sqft (0.187 acres) |
| Garage | Detached, 532 sqft |
| Tax Bill | $4,366.00 (2024) |
Source: St. Charles County records · APN 005690A000
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 200 N 2ND ST, SAINT CHARLES, MO 63301-2994 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 02, 2024 | Warranty Deed, Transfer |
| Jan 13, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FINANCIAL LLC |
| Oct 15, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage NEW DAY FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 02, 2024 |
| Deed Sale | Jan 02, 2024 |
| Prior Sale | Dec 17, 2004 · Amount on Record |
| Deed Doc Number | 2024160 |
| Prior Transfer Date | Oct 08, 2004 |
| Prior Transfer Doc | 0040550813 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 02, 2024 |
| Property Address | 417 S 2ND ST, SAINT CHARLES, MO 63301-3403 |
| Document Number | 0000000160 |
| Map Reference | MB 4055 PG 817 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 2024R-000160 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 200 N 2ND ST, SAINT CHARLES, MO 63301-2851 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 417 S 2ND ST, SAINT CHARLES, MO 63301-3403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072141930 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 7214/1930 |
| Instrument | 20200113000021960 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 417 S 2ND ST, SAINT CHARLES, MO 63301-3403 |
| Document Number | 0000081027 |
| Instrument Date | Oct 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 417 S 2ND ST ST CHARLES MO 633013403, ST CHARLES, MO 63301-3403 |
| Document Number | 0000081027 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 81027 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2050 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $70,635 (+3.59%) | $371,759 (+3.59%) Land $50,000 Building $321,759 | |
| 2024 | $4,366.00 | ||
| 2023 | $68,186 | ||
| 2022 | $358,873 Land $37,500 Building $321,373 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 005690A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 3,734 sqft Living Area |
| 1st Floor | 3,734 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,146 sqft (0.187 acres) |
| Depth X Width | 136 ft x 62 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 532 sqft Garage |
| Patio Area | 190 sqft Patio |
|---|---|
| Porch | Open Porch |
| Porch Area | 162 sqft Porch |
| Topography | Steep Topography |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 005690A000 |
|---|---|
| Street Address | 417 S 2ND ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3403 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 73 |
| Legal Subdivision | CITY/STCHARLES |
| Legal Block | 73 |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | LINDENWOOD |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 310502 |
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