425 Rumsfeld Dr, Troy, IL 62294 Property Records

Madison County property record for 425 Rumsfeld Dr, Troy, IL 62294

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,840 sqft · built 2024
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$494,000 (Sep 2024)
Tax Bill$10,152 (2025)
Deeds & MortgagesSep 2024 Sale & Mortgage
Apr 2024 Sale & Construction Loan
APN09-2-22-06-00-000-060

Property Details

APN / Parcel Number

Primary APN09-2-22-06-00-000-060

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,840 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Construction TypeFrame
Lot Area12,197 sqft (0.28 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address425 RUMSFELD DR
CityTROY
StateIL
Zip62294-1176
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE HOMES OF LIBERTY PLACE PHASE 3 LOT 238 52.59 X 232.30 IRR
Legal SubdivisionTHE HOMES OF LIBERTY PLACE
Legal Phase3
Legal Lot Number238
JurisdictionMADISON IL
Township / Civil DivisionJARVIS
Census Block Group1
Census Block1005
Census Tract403533

Owner

Source: Madison County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address425 RUMSFELD DR, TROY, IL 62294-1176
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SCOTT CU
Apr 2, 2024Warranty Deed, Construction Loan · Construction Mortgage
FCB BANKS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2024 · Amount on Record
Deed SaleSep 6, 2024 · Amount on Record
Prior SaleApr 2, 2024 · Amount on Record
Deed Document Number202424684
Record UpdatedOct 29, 2026

September 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateSep 6, 2024
Property Address425 RUMSFELD DR, TROY, IL 62294-1176
Document Number0000024684
Map ReferencePC 67 PG 189
Instrument DateAug 29, 2024
Instrument2024R24684
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 9, 2026
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$741.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address425 RUMSFELD DR, TROY, IL 62294-1176

Mortgage

Document Number0000024685
DateSep 6, 2024
Instrument2024R24685
Lender
NameSCOTT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2054
Interest
Rate TypeAdjustable Rate
Rate5.5%
AdjustableAdjustable Rate Rider
Change Frequency6 Months
Min Rate At Change3.5%
Max Rate At Change7.5%
IndexOther
Margin3
Max Rate10.5%

April 2024: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionMADISON IL
Recording DateApr 2, 2024
Property Address425 RUMSFELD DR, TROY, IL 62294-1176
Document Number0000008253
Map ReferencePC 67 PG 189
Instrument DateMar 27, 2024
Instrument2024R08253
Transaction TypeConstruction Loan
Record UpdatedMay 4, 2026
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

AmountAmount Recorded
Tax$117.75
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9622 US HIGHWAY 40, SAINT JACOB, IL 62281-1310
InvestorPossibly a Property Investor

Mortgage

Document Number0000009796
DateApr 2, 2024
Instrument2024R09796
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionJarvis Township
MunicipalityTroy City
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,152.00$146,730 Land $20,780 Building $125,950$440,190 Land $62,340 Building $377,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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