409 Rumsfeld Dr, Troy, IL 62294 Property Records

Madison County property record for 409 Rumsfeld Dr, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,440 sqft · built 2024
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Oct 2024)
Tax Bill	$1,353 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Construction Loan + 2 more
APN	`09-2-22-06-00-000-064`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-06-00-000-064`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,440 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	409 RUMSFELD DR
City	TROY
State	IL
Zip	62294-1176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE HOMES OF LIBERTY PLACE PHASE 3 LOT 242 84.91 X 131.25 IRR
Legal Subdivision	THE HOMES OF LIBERTY PLACE
Legal Phase	3
Legal Lot Number	242
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1005
Census Tract	403533

Owner

Source: Madison County records · APN 09-2-22-06-00-000-064

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	409 RUMSFELD DR, TROY, IL 62294-1176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 25, 2023	Deed of Trust, Mortgage · Construction Mortgage BANK OF HILLSBORO
Oct 07, 2024	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 18, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 07, 2024 · Amount on Record
Deed Sale	Oct 07, 2024 · Amount on Record
Prior Sale	Sep 18, 2023 · Amount on Record
Deed Document Number	202427652
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	409 RUMSFELD DR, TROY, IL 62294-1176
Transaction Type	Mortgage
Record Updated	May 04, 2026
Title Company	ORG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007639
Date	Mar 17, 2026
Instrument	2026R07639

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate Type	Fixed Rate
Rate	5.25%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	409 RUMSFELD DR, TROY, IL 62294-1176
Transaction Type	Mortgage
Record Updated	May 04, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028832
Date	Oct 25, 2023
Instrument	2023R28832

Lender

Name	BANK OF HILLSBORO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	7.75%

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Oct 07, 2024
Property Address	409 RUMSFELD DR, TROY, IL 62294-1176
Document Number	0000027652
Map Reference	PC 67 PG 189
Instrument Date	Sep 27, 2024
Instrument	2024R27652
Transaction Type	Transfer
Record Updated	May 04, 2026
Title Company	ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 RUMSFELD DR, TROY, IL 62294-1176

Mortgage

Document Number	0000027653
Date	Oct 07, 2024
Instrument	2024R27653

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2054

Interest

Rate Type	Fixed Rate
Rate	5.75%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Sep 18, 2023
Property Address	409 RUMSFELD DR, TROY, IL 62294-1176
Document Number	0000024874
Map Reference	PC 67 PG 189
Instrument Date	Sep 13, 2023
Instrument	2023R24874
Transaction Type	Transfer
Record Updated	May 04, 2026

Transaction

Amount	Amount Recorded
Tax	$213.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	514 E VANDALIA ST, EDWARDSVILLE, IL 62025-1855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8610 AIDAN WAY, TROY, IL 62294-2947

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,353.00	$158,290 Land $20,780 Building $137,510	$474,870 Land $62,340 Building $412,530
2024	$1,353.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 180 locations within half a mile of this property.

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