Madison County property record for 413 Rumsfeld Dr, Troy, IL 62294
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,762 sqft · built 2024 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $537,000 (Sep 2026) |
| Tax Bill | $1,353 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Oct 2023 Construction Loan + 2 more |
| APN | 09-2-22-06-00-000-063 |
| Primary APN | 09-2-22-06-00-000-063 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 413 RUMSFELD DR |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE HOMES OF LIBERTY PLACE PHASE 3 LOT 241 80.72 X 133.59 IRR |
| Legal Subdivision | THE HOMES OF LIBERTY PLACE |
| Legal Phase | 3 |
| Legal Lot Number | 241 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 403533 |
Source: Madison County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 413 RUMSFELD DR, TROY, IL 62294-1176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage MIDWEST BANKCENTRE |
| Oct 25, 2023 | Deed of Trust, Mortgage · Construction Mortgage BANK OF HILLSBORO |
| Jun 28, 2024 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Sep 18, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2026 · Amount on Record |
| Deed Sale | Sep 2, 2026 · Amount on Record |
| Prior Sale | Jun 28, 2024 · Amount on Record |
| Deed Document Number | 202625827 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Sep 2, 2026 |
| Property Address | 413 RUMSFELD DR, TROY, IL 62294-1176 |
| Document Number | 0000025827 |
| Instrument Date | Aug 31, 2026 |
| Instrument | 202625827 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | NEAR NORTH TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $81,355.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 413 RUMSFELD DR, TROY, IL 62294-1176 |
| Date | Sep 2, 2026 |
|---|
| Name | MIDWEST BANKCENTRE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 413 RUMSFELD DR, TROY, IL 62294-1176 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2026 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0000028831 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 2023R28831 |
| Name | BANK OF HILLSBORO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jun 28, 2024 |
| Property Address | 413 RUMSFELD DR, TROY, IL 62294-1176 |
| Document Number | 0000018083 |
| Map Reference | PC 67 PG 189 |
| Instrument Date | Jun 25, 2024 |
| Instrument | 2024R18083 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $712.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 413 RUMSFELD DR, TROY, IL 62294-1176 |
| Document Number | 0000018084 |
|---|---|
| Date | Jun 28, 2024 |
| Instrument | 2024R18084 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Sep 18, 2023 |
| Property Address | 413 RUMSFELD DR, TROY, IL 62294-1176 |
| Document Number | 0000024874 |
| Map Reference | PC 67 PG 189 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 2023R24874 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $213.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 E VANDALIA ST, EDWARDSVILLE, IL 62025-1855 |
| Name | Verified Name |
|---|---|
| Address | 8610 AIDAN WAY, TROY, IL 62294-2947 |
Source: Madison County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,353.00 | $146,680 Land $20,780 Building $125,900 | $440,040 Land $62,340 Building $377,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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