425 River Dr, Lolo, MT 59847 Property Records

Missoula County property record for 425 River Dr, Lolo, MT 59847

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1972
Lot Size	0.248 acres (10,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$333,400 (Oct 2018)
Tax Bill	$3,387 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0472952`

Property Details

APN / Parcel Number

Primary APN	`R0472952`
Alternative APNs	`04-2092-26-2-20-10-0000` `0002467208` `2467208`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	920 sqft
Basement Area	864 sqft
Finished Basement	700 sqft
Unfinished Basement	164 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2000
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,803 sqft (0.248 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	16 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0002467208
Street Address	425 RIVER DR
City	LOLO
State	MT
Zip	59847-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LAKE VIEW ADDITION, S26, T12 N, R20 W, BLOCK 7, LOT 10, 11421 SQUARE FEET
Legal Subdivision	LAKE VIEW ADDITION
Legal Block	7
Legal Lot Number	10
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	1
Census Block	1012
Census Tract	1501

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	425 RIVER DR, LOLO, MT 59847-9713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2020	Deed of Trust, Mortgage FIRST SEC BK/MISSOULA
Oct 16, 2018	Warranty Deed, Transfer FIRST SEC BK/MISSOULA
Jun 1, 2018	Warranty Deed, Transfer · Line of Credit TRAILWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Jun 1, 2018 · Amount on Record
Deed Document Number	201818471
Deed Book / Page	1004 / 487
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	425 RIVER DR, LOLO, MT 59847-9713
Document Number	0010270435
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 RIVER DR LOLO MT 598479713, LOLO, MT 59847-9713

Mortgage

Document Number	0010270435
Date	Mar 10, 2020
Book Page	001027/000435
Instrument	4605

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Oct 16, 2018
Property Address	425 RIVER DR, LOLO, MT 59847-9713
Document Number	0010040487
Book / Page	001004 / 000487
Instrument Date	Oct 3, 2018
Instrument	18471
Transaction Type	Transfer
Record Updated	Oct 29, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	425 RIVER DR LOLO MT 598479713, LOLO, MT 59847-9713

Mortgage

Document Number	10040488
Date	Oct 16, 2018
Book Page	001004/000488
Instrument	18472

Lender

Name	FIRST SEC BK/MISSOULA
Type	Bank
Address	MISSOULA, MT 59801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Jun 1, 2018
Property Address	425 RIVER DR, LOLO, MT 59847-9713
Document Number	0009970690
Book / Page	997 / 0690
Instrument Date	Jun 1, 2018
Instrument	201808874
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	425 RIVER DR, LOLO, MT 59847-9713

Mortgage

Document Number	201808875
Date	Jun 1, 2018
Instrument	201808875

Lender

Name	TRAILWEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2019

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,500 (-) Land $122,159 Building $312,341	$434,500 (-) Land $122,159 Building $312,341
2025	$3,387.00 (-14.36%)	$434,500 (+23.75%)	$434,500 (+23.75%) Land $122,159 Building $312,341
2023	$3,955.00	$351,100	$351,100 Land $95,109 Building $255,991

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 72% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: Rocky Mountain Internet, T-Mobile.

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