425 Palm Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 425 Palm Dr, Flagler Beach, FL 32136

Property Summary

Property Type	Vacant Land
Lot Size	0.255 acres (11,121 sqft)
Owner	Individual Name on File
Last Sale	$475,000 (Dec 2016)
Tax Bill	$1,424 (2025)
Deeds & Mortgages	Nov 2022 Sale Oct 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`12-12-31-1285-00000-0130`

Property Details

APN / Parcel Number

Primary APN	`12-12-31-1285-00000-0130`

Exterior

Lot Area	11,121 sqft (0.255 acres)

Location & Zoning

Street Address	425 PALM DR
City	FLAGLER BEACH
State	FL
Zip	32136-3482
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	CUSTERS PALM HARBOR S/D LOT 13 MB 27 P 10 OR 377 PG 75 OR 425 PG 35 OR 991 PG 475-HEISER TRUST OR 1643/713-DC OR 2160/1712 OR 2179/652
Legal Range	31E
Legal Township	12S
Legal Section	12
Legal Subdivision	CUSTERS PALM HARBOR
Legal Lot Number	13
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1001
Census Tract	60304

Owner

425 Palm Dr, vacant land, is owned by an individual who acquired it in October 2021.

Source: Flagler County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1600 LAMBERT AVE, FLAGLER BEACH, FL 32136-3008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Warranty Deed, Transfer SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC
Oct 29, 2021	Intrafamily Transfer, Transfer
Jan 5, 2017	Warranty Deed, Transfer COAST TITLE, COAST TITLE INSURANCE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2016 · Amount on File
Deed Sale	Dec 1, 2016 · Amount on File
Prior Sale	Oct 6, 2003 · Amount on File
Deed Book / Page	2179 / 652
Last Transfer Date	Oct 29, 2021
Transfer Doc	0026221496
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Nov 15, 2022
Property Address	425 PALM DR, FLAGLER BEACH, FL 32136-3482
Document Number	0027340575
Book / Page	2734 / 575
Map Reference	MB 23 PG 23-40
Instrument Date	Nov 2, 2022
Instrument	2022053929
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC

Transaction

Amount	Amount on Record
Tax	$1,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 E LAKESHORE DR, HIGHLAND LAKES, NJ 07422-2222

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 BLAKESHIRE PL, PALM COAST, FL 32137-7332

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Oct 29, 2021
Property Address	425 PALM DR, FLAGLER BEACH, FL 32136-3482
Document Number	0026221496
Book / Page	2622 / 1496
Map Reference	MB 2179 PG 652
Instrument Date	Oct 29, 2021
Instrument	2021059950
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 PALM COAST PKWY NW STE 2, 2, PALM COAST, FL 32137-4709

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 5, 2017
Property Address	425 PALM DR, FLAGLER BEACH, FL 32136-3482
Document Number	0021790652
Book / Page	002179 / 000652
Instrument Date	Dec 15, 2016
Instrument	440
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	COAST TITLE, COAST TITLE INSURANCE AGENCY

Transaction

Amount	Amount on Record
Tax	$3,325.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 LAMBERT AVE FLAGLER BEACH FL 321363008, FLAGLER BEACH, FL 32136-3008

Tax Assessment & Valuation

The 2025 property tax bill for 425 Palm Dr was $1,424, up 5.1% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Flagler Beach City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,424.00 (+5.09%)	$72,900 Land $72,900	$72,900 Land $72,900
2024	$1,355.00 (+6.11%)
2023	$1,277.00 (+5.8%)	$72,900 (-) Land $72,900	$72,900 (-) Land $72,900
2022	$1,207.00	$72,900 Land $72,900	$72,900 Land $72,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 425 Palm Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 127 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	127 in force
Nearby Flood Claims	69 (1995–2026)
Claims Outside the SFHA	8 of 69
Most Recent Claim	May 2026 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 13 claims Hurricane Irma, Oct 2017 · 39 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Palm Dr is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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