Flagler County property record for 422 Palm Dr, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,079 sqft · built 1992 |
| Lot Size | 0.294 acres (12,824 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,098 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 12-12-31-1285-00000-0140 |
| Primary APN | 12-12-31-1285-00000-0140 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,079 sqft Living Area |
| Gross Area | 4,228 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,824 sqft (0.294 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 1,428 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 422 PALM DR |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-3408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CUSTERS PALM HARBOR S/D LOT 14 MB 27 P 10 OR 377 PG 75 OR 425 PG 40 OR 463 PG 1013 OR 537 PG 729 OR 626 PG 22 OR 698 PG 1411 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 12 |
| Legal Subdivision | CUSTERS PALM HARBOR |
| Legal Lot Number | 14 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 60304 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 422 PALM DR, FLAGLER BEACH, FL 32136-3408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 25, 1998 |
| Transfer Doc | 0006260022 |
| Record Updated | Jun 8, 2026 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Flagler Beach City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,098.00 (+3.09%) Homeowner's exemption | $202,308 (+5.99%) | $398,847 (-1.52%) Land $72,900 Building $325,947 |
| 2024 | $3,005.00 (+3.16%) | ||
| 2023 | $2,913.00 (+3.04%) Homeowner's exemption | $190,879 (+3%) | $404,986 (+2.45%) Land $72,900 Building $332,086 |
| 2022 | $2,827.00 Homeowner's exemption | $185,320 | $395,311 Land $72,900 Building $322,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 127 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 69 (1995–2026) |
| Claims Outside the SFHA | 8 of 69 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLAGLER BEACH WTP serves 4,830 people · EPA ID FL2180349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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