417 Palm Dr, Flagler Beach, FL 32136 Property Records

Flagler County property record for 417 Palm Dr, Flagler Beach, FL 32136

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,507 sqft · built 1998
Lot Size0.549 acres (23,941 sqft)
OwnerIndividual Name on Record
Last Sale$1,400,000 (Jun 2006)
Tax Bill$10,234 (2025)
Deeds & MortgagesMay 2022 Transfer
Nov 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN12-12-31-1285-00000-0090

Property Details

APN / Parcel Number

Primary APN12-12-31-1285-00000-0090

Interior

Full Baths4 Baths
Stories1 Story
Building Area3,507 sqft Heated Area
Gross Area6,017 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area23,941 sqft (0.549 acres)
DrivewayDriveway
Driveway Area1,394 sqft
Pool Area392 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address417 PALM DR
CityFLAGLER BEACH
StateFL
Zip32136-3482
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUSTERS PALM HARBOR S/D LOT 9 MB 27 P 10 OR 377 PG 75 OR 500 PG 1717(DC THOMAS L MYCHENBERG)OR 529 PG 892 OR 598 PG 1948 OR 7
Legal Range31E
Legal Township12S
Legal Section12
Legal SubdivisionCUSTERS PALM HARBOR S/D
Legal Lot Number9
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group1
Census Block1001
Census Tract60304

Owner

Source: Flagler County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-owner2 Co-owners on Record
Mailing Address417 PALM DR, FLAGLER BEACH, FL 32136-3482
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Nov 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleJun 5, 2006 · Amount on Record
Deed SaleJun 5, 2006 · Amount on Record
Prior SaleJun 5, 2006 · Amount on Record
Deed Document Number0014421259
Last Transfer DateMay 26, 2022
Transfer Doc0026901580
Record UpdatedJun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateMay 26, 2022
Property Address417 PALM DR, FLAGLER BEACH, FL 32136-3482
Document Number0026901580
Book / Page2690 / 1580
Map ReferenceMB 27 PG 10
Instrument DateMay 18, 2022
Instrument2022027171
Transaction TypeTransfer
Record UpdatedJun 20, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address417 PALM DR, 417, FLAGLER BEACH, FL 32136-3482

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address65 FULFORD CT, EAGLE, CO 81631

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address417 PALM DR, FLAGLER BEACH, FL 32136-3482
Transaction TypeMortgage
Record UpdatedDec 10, 2021
Title CompanyALLIANCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address417 PALM DR, FLAGLER BEACH, FL 32136-3482

Mortgage

Document Number0026281204
DateNov 18, 2021
Book Page2628/1204
Instrument2021063187
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityFlagler Beach City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,234.00 (+5.41%) Homeowner's exemption$567,586 (+5.99%)$853,053 (-0.87%) Land $251,100 Building $601,953
2023$9,709.00 (+2.47%) Homeowner's exemption$535,523 (+3%)$860,566 (+1.44%) Land $251,100 Building $609,466
2022$9,475.00 Homeowner's exemption$519,925$848,324 Land $251,100 Building $597,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 127 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies127 in force
Nearby Flood Claims69 (1995–2026)
Claims Outside the SFHA8 of 69
Most Recent ClaimMay 2026 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 13 claims
  • Hurricane Irma, Oct 2017 · 39 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLAGLER BEACH WTP
serves 4,830 people · EPA ID FL2180349
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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