Sumter County property record for 425 Owens Dr, Sumter, SC 29150
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,841 sqft · built 1965 |
| Lot Size | 0.288 acres (12,539 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $150,000 (Jun 2020) |
| Tax Bill | $1,250 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 205-05-01-049 |
| Primary APN | 205-05-01-049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,841 sqft Living Area |
| Gross Area | 2,021 sqft |
| 1st Floor Area | 1,841 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,539 sqft (0.288 acres) |
| Lot Dimensions | 157 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 285 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered/Finished Porch |
| Utility Building | 84 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 26814 |
|---|---|
| Street Address | 425 OWENS DR |
| City | SUMTER |
| State | SC |
| Zip | 29150-3853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 113 - 80 FT Z46-118 |
| Legal Subdivision | WESTHAVEN |
| Legal Lot Number | 113 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER |
| Census Block Group | 2 |
| Census Block | 2033 |
| Census Tract | 902 |
Source: Sumter County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 425 OWENS DR, SUMTER, SC 29150-3853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Jun 30, 2020 | Deed, Transfer · Conventional Mortgage SAFE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Prior Sale | Sep 23, 2014 · Amount on Record |
| Deed Book / Page | 1270 / 2750 |
| Prior Transfer Date | Jun 29, 2020 |
| Prior Transfer Doc | 0012702750 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 425 OWENS DR, SUMTER, SC 29150-3853 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Title Company | MIS |
| Name | Verified Name |
|---|
| Document Number | 0012993030 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 1299/3030 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Jun 30, 2020 |
| Property Address | 425 OWENS DR, SUMTER, SC 29150-3853 |
| Document Number | 0012702750 |
| Book / Page | 1270 / 2750 |
| Map Reference | MB Z-46 PG 118 |
| Instrument Date | Jun 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Verified / From Affidavit |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 OWENS DR, SUMTER, SC 29150-3853 |
| Document Number | 0012702756 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 1270/2756 |
| Name | SAFE FCU |
|---|---|
| Type | Credit Union |
| Address | SUMTER, SC 29150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
Source: Sumter County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Municipality | Sumter City |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,250.00 (+8.32%) | $6,390 (+3.57%) Land $800 Building $5,590 | $159,683 (-) Land $20,000 Building $139,683 |
| 2023 | $1,154.00 (+0.44%) | $6,170 (-) Land $800 Building $5,370 | $159,683 (-) Land $20,000 Building $139,683 |
| 2022 | $1,149.00 | $6,170 Land $800 Building $5,370 | $159,683 Land $20,000 Building $139,683 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 17 (1989–2023) |
| Claims Outside the SFHA | 2 of 17 |
| Most Recent Claim | Mar 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 94% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SUMTER serves 53,070 people · EPA ID SC4310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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