407 Owens Dr, Sumter, SC 29150 Property Records

Sumter County property record for 407 Owens Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,577 sqft · built 1965
Lot Size	0.287 acres (12,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,000 (Aug 2022)
Tax Bill	$1,357 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205-04-01-013`

Property Details

APN / Parcel Number

Primary APN	`205-04-01-013`
Alternative APN	`26676`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,577 sqft Living Area
Gross Area	1,757 sqft
1st Floor Area	1,577 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,480 sqft (0.287 acres)
Lot Dimensions	156 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	254 sqft
Carport	Carport
Carport Area	254 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered/Finished Porch
Patio Area	72 sqft
Shed	1 Shed
Utility Building	52 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	26676
Street Address	407 OWENS DR
City	SUMTER
State	SC
Zip	29150-3853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-9
Legal Description	LOT 116 Z9-34 80 FT
Legal Subdivision	COURT FOR SUMER COUNTY
Legal Lot Number	116
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2033
Census Tract	902

Owner

Source: Sumter County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 OWENS DR, SUMTER, SC 29150-3853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Aug 17, 2022	Deed, Transfer · VA Mortgage GATEWAY FIRST BANK
May 22, 2020	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2022 · Amount on Record
Deed Sale	Aug 17, 2022 · Amount on Record
Prior Sale	May 22, 2020 · Amount on Record
Deed Book / Page	1305 / 4265
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Jun 30, 2026
Property Address	407 OWENS DR, SUMTER, SC 29150-3853
Document Number	1356001564
Book / Page	1356 / 1564
Instrument Date	Jun 26, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$59,085.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	407 OWENS DR, SUMTER, SC 29150-3853

Mortgage

Document Number	1356001568,
Date	Jun 30, 2026
Book Page	1356/1568

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 17, 2022
Property Address	407 OWENS DR, SUMTER, SC 29150-3853
Document Number	0013054265
Book / Page	1305 / 4265
Map Reference	MB Z-21 PG 140
Instrument Date	Aug 10, 2022
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$699.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	407 OWENS DR, SUMTER, SC 29150-3853

Mortgage

Document Number	0013054268
Date	Aug 17, 2022
Instrument	1305/4268

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	May 22, 2020
Property Address	407 OWENS DR, SUMTER, SC 29150-3853
Document Number	0012684372
Book / Page	1268 / 4372
Map Reference	MB Z-21 PG 140
Instrument Date	May 21, 2020
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.15
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 OWENS DR, SUMTER, SC 29150-3853

Mortgage

Document Number	0012684376
Date	May 22, 2020
Book Page	1268/4376

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,357.00 (+138.07%)	$6,970 (-) Land $800 Building $6,170	$174,265 (-) Land $20,000 Building $154,265
2023		$6,970 (+42.24%) Land $800 Building $6,170	$174,265 (+40.67%) Land $20,000 Building $154,265
2022	$570.00	$4,900 Land $800 Building $4,100	$123,885 Land $20,000 Building $103,885

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	17 (1989–2023)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Mar 2023 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

Nearby Properties on Owens Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures