428 Owens Dr, Sumter, SC 29150 Property Records

Sumter County property record for 428 Owens Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,317 sqft · built 1952
Lot Size	0.277 acres (12,075 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Dec 2019)
Tax Bill	$62 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`205-05-02-001`

Property Details

APN / Parcel Number

Primary APN	`205-05-02-001`
Alternative APN	`26817`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,317 sqft Living Area
1st Floor Area	1,159 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2000
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,075 sqft
Lot Dimensions	161 ft deep x 100 ft wide
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	26817
Old Parcel Number	205 05 02 001
Street Address	428 OWENS DR
City	SUMTER
State	SC
Zip	29150-3870
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOTS 101 & 102 271.9X149.9X150X75X161.9
Legal Subdivision	WESTHAVEN
Legal Lot Number	101,102 102
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	2
Census Block	2032
Census Tract	902

Owner

Source: Sumter County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	428 OWENS DR, SUMTER, SC 29150-3870
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Grant Deed, Transfer · VA Mortgage USAA
Aug 6, 2018	Deed, Transfer · VA Mortgage TRUSTMARK NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Prior Sale	Aug 6, 2018 · Amount on Record
Deed Document Number	0012633759
Deed Book / Page	1263 / 3759
Record Updated	Jun 8, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUMTER SC
Recording Date	Dec 27, 2019
Property Address	428 OWENS DR, SUMTER, SC 29150-3870
Document Number	0012633759
Book / Page	001263 / 003759
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	428 OWENS DR SUMTER SC 291503870, SUMTER, SC 29150-3870

Mortgage

Document Number	12633763
Date	Dec 27, 2019
Book Page	001263/003763

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SUMTER SC
Recording Date	Aug 6, 2018
Property Address	428 OWENS DR, SUMTER, SC 29150-3870
Document Number	0012470577
Book / Page	1247 / 0577
Map Reference	MB Z-9 PG34
Instrument Date	Aug 3, 2018
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$758.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 OWENS DR, SUMTER, SC 29150-3870

Mortgage

Document Number	0012470580
Date	Aug 6, 2018
Book Page	1247/0580

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62.00 (-96.15%) Homeowner's exemption	$8,780 (-) Land $1,750 Building $7,030	$219,502 (-) Land $43,750 Building $175,752
2023		$8,780 (-) Land $1,750 Building $7,030	$219,502 (-) Land $43,750 Building $175,752
2022	$1,610.00	$8,780 Land $1,750 Building $7,030	$219,502 Land $43,750 Building $175,752

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	17 (1989–2023)
Claims Outside the SFHA	2 of 17
Most Recent Claim	Mar 2023 · other causes
Claims by Event	Severe Storms And Flooding, Oct 2015 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: FTC.

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