St. Joseph County property record for 425 Orchard St, Constantine, MI 49042
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 1,816 sqft · built 2023 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $263,900 (Aug 2024) |
| Tax Bill | $4,145 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-129-010-00 |
| Primary APN | 043-129-010-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,816 sqft Building Perimeter |
| 1st Floor Area | 908 sqft |
| Basement Area | 908 sqft |
| Unfinished Basement | 908 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Condo/Apartment |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 111 ft deep x 110 ft wide |
| Garage Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 425 ORCHARD ST |
|---|---|
| City | CONSTANTINE |
| State | MI |
| Zip | 49042-1205 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 10 ORCHARD VIEW CONDO PLAN #10 IN NW 1/4 SEC 25 T7S R12W. (SPLIT FROM 043-777-041-00 JUL/99) |
| Legal Range | 12W |
| Legal Township | 07S |
| Legal Section | 25 |
| Legal Subdivision | ORCHARD VIEW CONDO |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | CONSTANTINE |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 41101 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11211 PEASDALE LAKE ST, CONSTANTINE, MI 49042 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage NEXGEN LENDING |
| Nov 16, 2023 | Warranty Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Feb 17, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2024 · Amount on Record |
| Deed Sale | Aug 14, 2024 · Amount on Record |
| Prior Sale | Nov 16, 2023 · Amount on Record |
| Deed Document Number | 20245816 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 27, 2026 |
| Property Address | 425 ORCHARD ST, CONSTANTINE, MI 49042-1205 |
| Document Number | 0000006063 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 20266063 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 425 ORCHARD ST, CONSTANTINE, MI 49042-1205 |
| Investor | Possibly a Property Investor |
| Document Number | 0000006063, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 20266063 |
| Name | NEXGEN LENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Nov 16, 2023 |
| Property Address | 425 ORCHARD ST, CONSTANTINE, MI 49042-1205 |
| Document Number | 2023008204 |
| Map Reference | LB 912 PG 923 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 2023008204 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2186 E CENTRE AVE, PORTAGE, MI 49002-4420 |
| Name | Verified Name |
|---|---|
| Address | 26123 DIANA DR, STURGIS, MI 49091-9786 |
| Document Number | 2023008205 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023008205 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Feb 17, 2023 |
| Property Address | CONSTANTINE, MI 49042 |
| Document Number | 2023001049 |
| Map Reference | LB 912 PG 923 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2023001049 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5770 VENTURE PARK DR, KALAMAZOO, MI 49009-1846 |
| Name | Verified Name |
|---|---|
| Address | 2186 E CENTRE AVE, PORTAGE, MI 49002-4420 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Constantine Township |
| Municipality | Constantine Village |
| Unified School District | Constantine Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $150,900 (+3,253.33%) | $301,800 (+3,253.33%) | |
| 2025 | $4,145.00 Homeowner's exemption | ||
| 2023 | $4,500 Land $4,500 | $9,000 Land $9,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSTANTINE serves 2,075 people · EPA ID MI0001600 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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