St. Joseph County property record for 435 Orchard St, Constantine, MI 49042
| Property Type | Condominium |
|---|---|
| Details | 2 ba · 2,016 sqft · built 2023 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,370 (Aug 2023) |
| Tax Bill | $5,230 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-129-011-00 |
| Primary APN | 043-129-011-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,016 sqft Building Perimeter |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Condo/Apartment |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 111 ft deep x 110 ft wide |
| Garage Area | 380 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 435 ORCHARD ST |
|---|---|
| City | CONSTANTINE |
| State | MI |
| Zip | 49042-1205 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 11 ORCHARD VIEW CONDO PLAN #10 IN NW 1/4 SEC 25 T7S R12W. (SPLIT FROM 043-777-041-00 JUL/99) |
| Legal Range | 12W |
| Legal Township | 07S |
| Legal Section | 25 |
| Legal Subdivision | ORCHARD VIEW CONDO |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | CONSTANTINE |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 41101 |
Source: St. Joseph County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 435 ORCHARD ST, CONSTANTINE, MI 49042-1205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION |
| Aug 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU |
| Mar 2, 2022 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on Record |
| Deed Sale | Aug 25, 2023 · Amount on Record |
| Prior Sale | Jun 12, 2000 |
| Deed Document Number | 20236111 |
| Prior Transfer Date | Aug 23, 2023 |
| Prior Transfer Doc | 2023006142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jul 10, 2026 |
| Property Address | 435 ORCHARD ST, CONSTANTINE, MI 49042-1205 |
| Document Number | 0000005594 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20265594 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 435 ORCHARD ST, CONSTANTINE, MI 49042-1205 |
| Document Number | 0000005594, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20265594 |
| Name | ADVIA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 6, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Aug 25, 2023 |
| Property Address | CONSTANTINE, MI 49042 |
| Document Number | 2023006111 |
| Map Reference | LB 939 PG 728 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 2023006111 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Title Company | EVONS TITLE, DEVON TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,653.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2186 E CENTRE AVE, PORTAGE, MI 49002-4420 |
| Name | Verified Name |
|---|---|
| Address | 2683 WOODLAKE CT SW, WYOMING, MI 49519-4615 |
| Document Number | 2023006112 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2023006112 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 2, 2022 |
| Property Address | CONSTANTINE, MI 49042 |
| Document Number | 2022001887 |
| Map Reference | LB 912 PG 923 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022001887 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5770 VENTURE PARK DR, 5770, KALAMAZOO, MI 49009-1846 |
| Name | Verified Name |
|---|---|
| Address | 2186 E CENTRE AVE, PORTAGE, MI 49002-4420 |
| Investor | Possibly a Property Investor |
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Constantine Township |
| Municipality | Constantine Village |
| Unified School District | Constantine Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $142,300 (+10.31%) Land $6,800 Building $135,500 | $284,600 (+10.31%) Land $13,600 Building $271,000 | |
| 2025 | $5,230.00 Homeowner's exemption | $129,000 (+2,766.67%) Land $5,800 Building $123,200 | $258,000 (+2,766.67%) Land $11,600 Building $246,400 |
| 2023 | $4,500 Land $4,500 | $9,000 Land $9,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSTANTINE serves 2,075 people · EPA ID MI0001600 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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