405 Orchard St, Constantine, MI 49042 Property Records

St. Joseph County property record for 405 Orchard St, Constantine, MI 49042 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bathrooms2 Baths
Year BuiltBuilt 2023
Square Footage2,016 sqft Building Perimeter
Lot Size13,504 sqft (0.31 acres)
Garage380 sqft
OccupancyOwner Occupied
Last Sale$229,900 (2023)
Tax Bill$3,234.00 (2025)

Property Details

APN / Parcel Number

Primary APN043-129-008-00

Interior

Full Baths2 Baths
Building Area2,016 sqft Building Perimeter
1st Floor1,120 sqft 1st Floor

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleCondo/Apartment Style
Lot Area13,504 sqft (0.31 acres)
Depth X Width95.8 ft x 140 ft Depth x Width
Garage Area380 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address405 ORCHARD ST
CityCONSTANTINE
StateMI
Zip49042-1205
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 8 ORCHARD VIEW CONDO PLAN #10 IN NW 1/4 SEC 25 T7S R12W. (SPLIT FROM 043-777-041-00 JUL/99)
Legal Range12W
Legal Township07S
Legal Section25
Legal SubdivisionORCHARD VIEW CONDO
JurisdictionST JOSEPH MI
Minor Civil DivisionCONSTANTINE
Census Blockgroup4
Census Block4042
Census Tract41101

Owner

Source: St. Joseph County records · APN 043-129-008-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address405 ORCHARD ST, CONSTANTINE, MI 49042-1205
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
STURGIS BANK AND TRUST COMPANY
Nov 30, 2023Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Feb 17, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 30, 2023 · Amount on Record
Deed SaleNov 30, 2023 · Amount on Record
Prior SaleFeb 17, 2023 · Amount on Record
Deed Doc Number20238470
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Recording DateJun 15, 2026
Property Address405 ORCHARD ST, CONSTANTINE, MI 49042-1205
Document Number0000004900
Instrument DateJun 10, 2026
Instrument20264900
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 ORCHARD ST, CONSTANTINE, MI 49042-1205

Mortgage

Document Number0000004900,
DateJun 15, 2026
Instrument20264900
Lender
NameSTURGIS BANK AND TRUST COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.36%
Initial TypeFixed Rate
Max Rate-1%

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateNov 30, 2023
Property Address405 ORCHARD ST, CONSTANTINE, MI 49042-1205
Document Number2023008470
Map ReferenceLB 912 PG 923
Instrument DateNov 17, 2023
Instrument2023008470
Transaction TypeTransfer
Record UpdatedJan 30, 2024
Title CompanyDEASON TITLE AGENCY, DEVON TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2186 E CENTRE AVE, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

NameVerified Name
Address60543 ARTHUR L JONES RD, THREE RIVERS, MI 49093-9212

Mortgage

Document Number2023008471
DateNov 30, 2023
Instrument2023008471
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateFeb 17, 2023
Property AddressCONSTANTINE, MI 49042
Document Number2023001049
Map ReferenceLB 912 PG 923
Instrument DateFeb 13, 2023
Instrument2023001049
Transaction TypeTransfer
Record UpdatedMar 02, 2023

Transaction

AmountAmount Recorded
Tax$225.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address5770 VENTURE PARK DR, KALAMAZOO, MI 49009-1846

Transferred To (Grantee/Buyer)

NameVerified Name
Address2186 E CENTRE AVE, PORTAGE, MI 49002-4420

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionConstantine Township
MunicipalityConstantine Village
Unified School DistrictConstantine Public School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$143,900 (+2,564.81%)$287,800 (+2,564.81%)
2025$3,234.00 Homeowner's exemption
2023$5,400 Land $5,400$10,800 Land $10,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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