425 Old NC 18, Morganton, NC 28655 Property Records

Burke County property record for 425 Old NC 18, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 932 sqft · built 1949
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$167 (Dec 2021)
Tax Bill	$566 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2702788013`

Property Details

APN / Parcel Number

Primary APN	`2702788013`
Alternative APN	`6419`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
1st Floor Area	864 sqft
Basement Area	86 sqft
Unfinished Basement	86 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1990
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Porch	Slab
Porch Area	168 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	425 OLD NC 18
City	MORGANTON
State	NC
Zip	28655-9476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	425 OLD NC 18 MORGANTON, NC 28655
Legal Subdivision	SHOWN IN PLAT
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2009
Census Tract	21400

Owner

425 Old NC 18 is owned and occupied by an individual who bought it in December 2021.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	425 OLD NC 18, MORGANTON, NC 28655-9476
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Dec 17, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage DANIEL MCGORIY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Prior Sale	Jul 9, 2021 · Amount on File
Deed Document Number	202115166
Deed Book / Page	2592 / 121
Prior Transfer Date	Dec 15, 2021
Prior Transfer Doc	0025920121
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	425 OLD NC 18, MORGANTON, NC 28655-9476
Transaction Type	Mortgage
Record Updated	Jun 20, 2023
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 OLD NC 18, MORGANTON, NC 28655-9476

Mortgage

Document Number	0026870814
Date	Jun 5, 2023
Book Page	2687/814
Instrument	2023004976

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Dec 17, 2021
Property Address	425 OLD NC 18, MORGANTON, NC 28655-9476
Document Number	0025920121
Book / Page	2592 / 121
Map Reference	MB 1 PG 99
Instrument Date	Dec 15, 2021
Instrument	2022015166
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	712 MAIN RD, 712, GRANVILLE, MA 01034-9797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 OLD NC 18, MORGANTON, NC 28655-9476

Mortgage

Document Number	2022015167
Date	Dec 17, 2021
Instrument	2022015167

Lender

Name	DANIEL MCGORIY
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 425 Old NC 18 was $566, up 0.9% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$566.00 (+0.89%)	$83,635 (-) Land $7,080 Building $76,555	$83,635 (-) Land $7,080 Building $76,555
2025	$561.00	$83,635 Land $7,080 Building $76,555	$83,635 Land $7,080 Building $76,555
2023	$556.00	$83,635 Land $7,080 Building $76,555	$83,635 Land $7,080 Building $76,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Old NC 18 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Old NC 18 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Compas X-Stream, Verizon.

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