423 Old NC 18, Morganton, NC 28655 Property Records

Burke County property record for 423 Old NC 18, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 916 sqft · built 1947
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$131,000 (Mar 2026)
Tax Bill	$425 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2702787138`

Property Details

APN / Parcel Number

Primary APN	`2702787138`
Alternative APN	`462`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	916 sqft Living Area
1st Floor Area	832 sqft
Flooring	Wood

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Asbestos
Foundation Type	Raised
Roof Material	Metal
Lot Area	11,326 sqft (0.26 acres)

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	20 sqft
Patio Area	25 sqft
Shed	1 Shed
Shed Area	77 sqft
Lean-To	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	423 OLD NC 18
City	MORGANTON
State	NC
Zip	28655-9476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	423 OLD NC 18 MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2009
Census Tract	21400

Owner

423 Old NC 18 is owned and occupied by two individuals who bought it in March 2026.

Source: Burke County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	423 OLD NC 18, MORGANTON, NC 28655-9476
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Warranty Deed, Transfer · Seller Carry-Back NORETTA DELEZA
Aug 6, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CATHY PRITCHARD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on File
Deed Sale	Mar 20, 2026 · Amount on File
Prior Sale	Aug 6, 2021 · Amount on File
Deed Document Number	202626002387
Deed Book / Page	2861 / 168
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 20, 2026
Property Address	423 OLD NC 18, MORGANTON, NC 28655-9476
Document Number	0028610168
Book / Page	2861 / 168
Instrument Date	Mar 20, 2026
Instrument	2026002387
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$262.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	419 1 2 OLD NC 18, 18, MORGANTON, NC 28655

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 OLD NC 18, MORGANTON, NC 28655-9476

Mortgage

Document Number	2026002388
Date	Mar 20, 2026
Instrument	2026002388

Lender

Name	NORETTA DELEZA
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	109 Months
Due	Apr 1, 2035

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Aug 6, 2021
Property Address	423 OLD NC 18, MORGANTON, NC 28655-9476
Document Number	0025600966
Book / Page	2560 / 966
Instrument Date	Aug 6, 2021
Instrument	2021009321
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5024 RUSTIC LN, MORGANTON, NC 28655-6562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	419 1 2 OLD NC 18, 18, MORGANTON, NC 28655

Mortgage

Document Number	2021009322
Date	Aug 6, 2021
Instrument	2021009322

Lender

Name	CATHY PRITCHARD
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2031

Tax Assessment & Valuation

The 2026 property tax bill for 423 Old NC 18 was $425, up 1.2% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$425.00 (+1.19%)	$58,339 (-) Land $7,670 Building $50,669	$58,339 (-) Land $7,670 Building $50,669
2025	$420.00	$58,339 Land $7,670 Building $50,669	$58,339 Land $7,670 Building $50,669
2023	$414.00	$58,339 Land $7,670 Building $50,669	$58,339 Land $7,670 Building $50,669

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 423 Old NC 18 in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 Old NC 18 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Compas X-Stream Cable	1,000 / 50

May also be available: T-Mobile.

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