420 Old NC 18, Morganton, NC 28655 Property Records

Burke County property record for 420 Old NC 18, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,319 sqft · built 1948
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Nov 2021)
Tax Bill	$1,115 (2026)
Deeds & Mortgages	May 2023 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2702774939`

Property Details

APN / Parcel Number

Primary APN	`2702774939`
Alternative APNs	`2702774908` `10625`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,319 sqft Living Area
1st Floor Area	1,319 sqft
Basement Area	1,319 sqft
Unfinished Basement	1,319 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Stone
Foundation Type	Stone
Roof Material	Asphalt
Lot Area	24,394 sqft (0.56 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	268 sqft
Deck Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	420 OLD NC 18
City	MORGANTON
State	NC
Zip	28655-9418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	420 OLD NC 18 MORGANTON, NC 28655
Legal Subdivision	MULL PROPERTY
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2008
Census Tract	21400

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	420 OLD NC 18, MORGANTON, NC 28655-9418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Nov 15, 2021	Warranty Deed, Transfer · FHA Mortgage RADIUS FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Oct 16, 2015 · Amount on Record
Deed Document Number	202113717
Deed Book / Page	2584 / 232
Prior Transfer Date	Mar 6, 2015
Prior Transfer Doc	0021750759
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	420 OLD NC 18, MORGANTON, NC 28655-9418
Transaction Type	Mortgage
Record Updated	Jun 2, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 OLD NC 18, MORGANTON, NC 28655-9418

Mortgage

Document Number	0026850008
Date	May 19, 2023
Book Page	2685/8
Instrument	2023004456

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Dec 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Nov 15, 2021
Property Address	420 OLD NC 18, MORGANTON, NC 28655-9418
Document Number	0025840232
Book / Page	2584 / 232
Instrument Date	Nov 15, 2021
Instrument	2021013717
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	420 OLD NC 18, MORGANTON, NC 28655-9418

Mortgage

Document Number	2021013718
Date	Nov 15, 2021
Instrument	2021013718

Lender

Name	RADIUS FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,115.00 (+0.45%)	$182,534 (-) Land $15,308 Building $167,226	$182,534 (-) Land $15,308 Building $167,226
2025	$1,110.00	$182,534 (-) Land $15,308 Building $167,226	$182,534 (-) Land $15,308 Building $167,226
2023	$1,110.00	$182,534 Land $15,308 Building $167,226	$182,534 Land $15,308 Building $167,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Compas X-Stream Cable	1,000 / 50

May also be available: T-Mobile.

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