425 Mill Ridge Dr, Byron, IL 61010 Property Records

Ogle County property record for 425 Mill Ridge Dr, Byron, IL 61010

Property Summary

Property TypeCondominium
Details1,110 sqft · built 2004
Lot Size0.354 acres (15,451 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Aug 2021)
Tax Bill$3,738 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-31-104-026

Property Details

APN / Parcel Number

Primary APN05-31-104-026

Interior

Stories2 Stories
Building Area1,110 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCondo/Apartment
Lot Area15,451 sqft (0.354 acres)

Location & Zoning

Street Address425 MILL RIDGE DR
CityBYRON
StateIL
Zip61010-1462
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLT 2 -UNIT 44 CONDOS AT CREEKSIDE FINAL PLAT 1 PHASE 3 MILL CREEK, CREEKSIDE
Legal PhaseE
Legal Lot Number2
Legal Unit44
JurisdictionOGLE IL
Township / Civil DivisionBYRON
Census Block Group3
Census Block3023
Census Tract961700

Owner

425 Mill Ridge Dr, a condominium, is owned by an individual who bought it in August 2021.

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4520 E FALCON DR, BYRON, IL 61010-9178
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2021 · Amount on File
Deed SaleAug 31, 2021 · Amount on File
Deed Document Number20216362
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateAug 31, 2021
Property Address425 MILL RIDGE DR, BYRON, IL 61010-1462
Document Number0000006362
Map ReferenceDOC 0401083
Instrument DateAug 24, 2021
Instrument202106362
Transaction TypeTransfer
Record UpdatedSep 22, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$157.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4520 E FALCON DR, BYRON, IL 61010-9178

Mortgage

Document Number0000006363
DateAug 31, 2021
Instrument202106363
Lender
NameBYRON BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate3.64%

Tax Assessment & Valuation

The 2025 property tax bill for 425 Mill Ridge Dr was $3,738.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityByron City
CountyOgle County
County SubdivisionByron Township
Unified School DistrictByron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,738.00$45,360 Land $4,419 Building $40,941$136,080 Land $13,257 Building $122,823
2023$37,932 Land $3,457 Building $34,475$113,796 Land $10,371 Building $103,425
2022$2,502.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 425 Mill Ridge Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2002–2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Mill Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBYRON
serves 3,784 people · EPA ID IL1410100
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AaroBand
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20

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