Ogle County property record for 407 Mill Ridge Dr, Byron, IL 61010
| Property Type | Condominium |
|---|---|
| Details | 1,206 sqft · built 2004 |
| Lot Size | 0.536 acres (23,355 sqft) |
| Owner | Individual Name on File |
| Last Sale | $123,000 (Sep 2022) |
| Tax Bill | $2,442 (2025) |
| Deeds & Mortgages | Sep 2022 Sale Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-31-104-031 |
| Primary APN | 05-31-104-031 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,206 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Lot Area | 23,355 sqft (0.536 acres) |
| Street Address | 407 MILL RIDGE DR |
|---|---|
| City | BYRON |
| State | IL |
| Zip | 61010-1462 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LT 1 UNIT 55 CREEKSIDE CONDOS FINAL PLAT 1 PHASE 3 MILL CREEK CREEKSIDE |
| Legal Subdivision | MILL CREEK CREEKSIDE |
| Legal Phase | E |
| Legal Lot Number | 1 |
| Legal Unit | 55 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | BYRON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 961700 |
407 Mill Ridge Dr, a condominium, is owned and occupied by an individual who bought it in September 2022.
Source: Ogle County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 407 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2022 | Warranty Deed, Transfer |
| Sep 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MTG |
| Dec 4, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 4, 2017 | Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on File |
| Deed Sale | Sep 13, 2022 · Amount on File |
| Prior Sale | Dec 4, 2017 · Amount on File |
| Deed Document Number | 20225289 |
| Prior Transfer Date | Nov 30, 2017 |
| Prior Transfer Doc | 0000007002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Sep 13, 2022 |
| Property Address | 407 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Document Number | 0000005289 |
| Map Reference | FILE D PG 60 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 202205289 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $184.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 407 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 407 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Document Number | 0000005118 |
| Instrument Date | Sep 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2018 |
| Name | Verified Name |
|---|---|
| Address | 407 MILL RIDGE DR BYRON IL 610101462, BYRON, IL 61010-1462 |
| Document Number | 0000005118 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 5118 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Dec 4, 2017 |
| Property Address | 407 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Document Number | 0000007002 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 7002 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 407 MILL RIDGE DR BYRON IL 610101462, BYRON, IL 61010-1462 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Dec 4, 2017 |
| Property Address | 407 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Document Number | 0000007003 |
| Map Reference | PL D PG60 DOC0401083 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 201707003 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $114.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Document Number | 0000007004 |
|---|---|
| Date | Dec 4, 2017 |
| Instrument | 201707004 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 407 Mill Ridge Dr was $2,442.
Source: Ogle County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Byron City |
| County | Ogle County |
| County Subdivision | Byron Township |
| Unified School District | Byron Community Unit School District 226 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,442.00 | $46,117 Land $4,419 Building $41,698 | $138,351 Land $13,257 Building $125,094 |
| 2023 | $38,635 Land $3,457 Building $35,178 | $115,905 Land $10,371 Building $105,534 | |
| 2022 | $2,387.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 407 Mill Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2002–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 407 Mill Ridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYRON serves 3,784 people · EPA ID IL1410100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AaroBand Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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