Ogle County property record for 429 Mill Ridge Dr, Byron, IL 61010
| Property Type | Condominium |
|---|---|
| Details | 1,110 sqft · built 2004 |
| Lot Size | 0.354 acres (15,451 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $95,500 (Mar 2020) |
| Tax Bill | $3,113 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Jan 2018 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-31-104-028 |
| Primary APN | 05-31-104-028 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,110 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Condo/Apartment |
| Lot Area | 15,451 sqft (0.354 acres) |
| Street Address | 429 MILL RIDGE DR |
|---|---|
| City | BYRON |
| State | IL |
| Zip | 61010-1462 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 46, LOT 2 CONDOS AT CREEKSIDE FINAL PLAT 1 PHASE 3 MILL CREEK, CREEKSIDE |
| Legal Subdivision | THE CONDOMINIUMS AT CREEKSIDE |
| Legal Phase | E |
| Legal Lot Number | 2 |
| Legal Unit | 46 |
| Jurisdiction | OGLE IL |
| Township / Civil Division | BYRON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 961700 |
Source: Ogle County records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 429 MILL RIDGE DR, 46, BYRON, IL 61010-1462 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2023 | Deed of Trust, Mortgage · Line of Credit BYRON BANK |
| Jan 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK |
| Sep 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK |
| Feb 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK |
| Mar 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Aug 31, 2019 | Loan Modification, Mortgage · Conventional Mortgage BYRON BK |
| Oct 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2020 · Amount on Record |
| Deed Sale | Mar 3, 2020 · Amount on Record |
| Prior Sale | Jul 25, 2013 · Amount on Record |
| Deed Document Number | 20201229 |
| Prior Transfer Date | Aug 15, 2005 |
| Prior Transfer Doc | 0000010599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 429 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000003083 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 202303083 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 429 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000275 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 201800275 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 16, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 429 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005105 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 201805105 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 429 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000673 |
|---|---|
| Date | Feb 11, 2019 |
| Instrument | 201900673 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 429 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009068 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 202009068 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Mar 3, 2020 |
| Property Address | 429 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Document Number | 0000001229 |
| Map Reference | DOC 0111116 |
| Instrument Date | Feb 28, 2020 |
| Instrument | 202001229 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 429 MILL RIDGE DR # 46, 46, BYRON, IL 61010-1462 |
| Document Number | 0000001230 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 202001230 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OGLE IL |
| Property Address | 429 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Document Number | 0000005947 |
| Instrument Date | Aug 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | OTHER |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 5430 GREAT VIEW DR STILLMAN VALLEY IL 610849715, STILLMAN VALLEY, IL 61084-9715 |
| Document Number | 0000005947 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 5947 |
| Name | BYRON BK |
|---|---|
| Type | Bank |
| Address | BYRON, IL 61010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OGLE IL |
| Recording Date | Oct 19, 2017 |
| Property Address | 429 MILL RIDGE DR, BYRON, IL 61010-1462 |
| Document Number | 0000006110 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 6110 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 865 HILLSIDE DR BYRON IL 610109447, BYRON, IL 61010-9447 |
Source: Ogle County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Byron City |
| County | Ogle County |
| County Subdivision | Byron Township |
| Unified School District | Byron Community Unit School District 226 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,113.00 (+35.88%) | $43,772 (+24.07%) Land $4,419 Building $39,353 | $131,316 (+24.07%) Land $13,257 Building $118,059 |
| 2023 | $35,279 Land $3,457 Building $31,822 | $105,837 Land $10,371 Building $95,466 | |
| 2022 | $2,291.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2002–2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BYRON serves 3,784 people · EPA ID IL1410100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AaroBand Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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