425 Michael Ln, Mountain Brook (Birmingham), AL 35213 Property Records

Jefferson County property record for 425 Michael Ln, Mountain Brook, AL 35213

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,400 sqft · built 1955
Lot Size	0.47 acres (20,496 sqft)
Owner	Individual Name on Record
Last Sale	$1,260,000 (Dec 2019)
Tax Bill	$12,776 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-00-04-4-002-011.000`

Property Details

APN / Parcel Number

Primary APN	`28-00-04-4-002-011.000`
Alternative APNs	`28044002011000RR00` `358851`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	5,400 sqft Living Area
Gross Area	7,003 sqft
1st Floor Area	3,221 sqft
Upper Floors Area	3,113 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2003
Exterior Material	Combination
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	20,496 sqft (0.47 acres)
Terrain	Rolling
Porch	Porch
Porch Area	327 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	358851
Old Parcel Number	28044002011000RR00
Street Address	425 MICHAEL LN
City	MOUNTAIN BRK
State	AL
Zip	35213-4401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 4 BROWN & LACEY SUB & RESUR OF LOTS 9 & 28 DONNA LYNN ESTS
Legal Range	02W
Legal Township	18S
Legal Section	04
Legal Quarter	SE
Legal Subdivision	BROWN & LACEY SUB 28-4-4
Legal Lot Number	4
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	1
Census Block	1011
Census Tract	10802

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	425 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST HORIZON
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMPASS BANK
Jun 15, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST HORIZON
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON
Dec 12, 2019	Warranty Deed, Transfer · Conventional Mortgage METHOD MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2019 · Amount on Record
Deed Sale	Dec 12, 2019 · Amount on Record
Prior Sale	Feb 11, 2015 · Amount on Record
Deed Document Number	2019129469
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	425 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Transaction Type	Mortgage
Record Updated	Sep 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401

Mortgage

Document Number	0000088413
Date	Aug 18, 2022
Instrument	2022088413

Lender

Name	FIRST HORIZON

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	425 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097190
Date	Sep 20, 2017
Instrument	2017097190

Lender

Name	COMPASS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	425 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401

Mortgage

Document Number	0000068825
Date	Jun 15, 2021
Instrument	2021068825

Lender

Name	FIRST HORIZON

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	425 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401

Mortgage

Document Number	0000134721
Date	Nov 23, 2021
Instrument	2021134721

Lender

Name	FIRST HORIZON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.29%
Type Change Date	Dec 1, 2020

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Dec 12, 2019
Property Address	425 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401
Document Number	0000129469
Instrument Date	Dec 5, 2019
Instrument	2019129469
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 MICHAEL LN, MOUNTAIN BRK, AL 35213-4401

Mortgage

Document Number	0000129470
Date	Dec 12, 2019
Instrument	2019129470

Lender

Name	METHOD MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Mountain Brook City
Unified School District	Mountain Brook City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,776.00 (+1.24%) Homeowner's exemption	$117,700 (+2.03%)	$1,177,000 (+2.03%) Land $480,000 Building $697,000
2023		$115,360 Land $48,000 Building $67,360	$1,153,600 Land $480,000 Building $673,600
2022	$12,619.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	11 (2010–2023)
Claims Outside the SFHA	11 of 11
Most Recent Claim	May 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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