1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Illinois Ave

425 Illinois Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 425 Illinois Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,224 sqft · built 1963
Lot Size0.169 acres (7,405 sqft)
OwnerOwner Name on File
Last Sale$68,000 (May 1999)
Tax Bill$3,116 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jun 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN79519

Property Details

APN / Parcel Number

Primary APN79519
Alternative APN
  • 012630000103690075

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,224 sqft Heated Area
Gross Area1,516 sqft
1st Floor Area1,224 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1970
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide
PorchOpen Porch
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number79519
Street Address425 ILLINOIS AVE
CitySAINT CLOUD
StateFL
Zip34769-2807
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE FRONT ADDN PB B PG 61/62 BLK 369 N 1/2 LOT 7 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block369
Legal Lot Number2,7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3021
Census Tract43500

Owner

Source: Osceola County records · APN 79519

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address425 ILLINOIS AVE, SAINT CLOUD, FL 34769-2807
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · Line of Credit
BETTER MORTGAGE CORPORATION
Jun 09, 2017Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Aug 28, 2018Loan Modification, Mortgage · Conventional Mortgage
RP FNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 17, 1999 · Amount on Record
Deed SaleMay 17, 1999 · Amount on Record
Deed Document Number0161502767
Deed Book / Page01615 / 02767
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address425 ILLINOIS AVE, SAINT CLOUD, FL 34769-2807
Transaction TypeMortgage
Record UpdatedMar 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 ILLINOIS AVE, SAINT CLOUD, FL 34769-2807

Mortgage

Document Number0069250730
DateFeb 18, 2026
Book Page6925/730
Instrument2026023068
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10007
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueMar 01, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address425 ILLINOIS AVE, SAINT CLOUD, FL 34769-2807
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051611234
DateJun 09, 2017
Book Page5161/1234
Instrument2017084181
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address425 ILLINOIS AVE, SAINT CLOUD, FL 34769-2807
Document Number0054371687
Instrument DateAug 28, 2018
Transaction TypeMortgage
Record UpdatedDec 14, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 ILLINOIS AVE ST CLOUD FL 347692807, ST CLOUD, FL 34769-2807

Mortgage

Document Number0054371687
DateNov 26, 2018
Book Page005437/001687
Instrument172088
Lender
NameRP FNDG
TypeFunding / Finance Company
AddressLAKE ZURICH, IL 60047
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 25, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,116.00 (+6.46%) Homeowner's exemption$216,962 (+5.99%)$242,400 (+13.59%) Land $46,800 Building $195,600
2023$2,927.00 (+4.39%) Homeowner's exemption$204,707 (+14.23%)$213,400 (+19.08%) Land $42,500 Building $170,900
2022$2,804.00$179,200 Land $35,100 Building $144,100$179,200 Land $35,100 Building $144,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,941 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Illinois Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures