430 Illinois Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 430 Illinois Ave, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,395 sqft · built 1964
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Sep 2018)
Tax Bill	$2,297 (2025)
Deeds & Mortgages	Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-26-30-0001-0370-0040`

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0370-0040`
Alternative APNs	`263001000103700040` `79531`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,395 sqft Living Area
Gross Area	2,023 sqft
1st Floor Area	1,395 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	123 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	430 ILLINOIS AVE
City	SAINT CLOUD
State	FL
Zip	34769-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1A
Legal Description	LAKE FRONT ADD PB B PG 61/62 BLK 370 S 55 FT LOT 4 & N 20 FT LOT 5 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	370
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3020
Census Tract	43500

Owner

430 Illinois Ave is owned and occupied by an individual who bought it in September 2018.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	430 ILLINOIS AVE, SAINT CLOUD, FL 34769-2808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on File
Deed Sale	Sep 21, 2018 · Amount on File
Prior Sale	Jun 8, 2011 · Amount on File
Deed Document Number	2018142423
Deed Book / Page	5404 / 2925
Prior Transfer Date	Jun 3, 2011
Prior Transfer Doc	0041381347
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 21, 2018
Property Address	430 ILLINOIS AVE, SAINT CLOUD, FL 34769-2808
Document Number	0054042925
Book / Page	005404 / 002925
Instrument Date	Sep 21, 2018
Instrument	142423
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$1,470.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 ILLINOIS AVE ST CLOUD FL 347692808, ST CLOUD, FL 34769-2808

Tax Assessment & Valuation

The 2025 property tax bill for 430 Illinois Ave was $2,297 with exemptions applied, up 3.8% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,297.00 (+3.84%) Homeowner's exemption Disabled Person's exemption	$176,225	$318,700 Land $55,000 Building $263,700
2024	$2,212.00 (+3.12%)
2023	$2,145.00 (+0.19%) Homeowner's exemption Disabled Person's exemption	$166,271 (+3%)	$283,900 (+16.45%) Land $50,000 Building $233,900
2022	$2,141.00 Homeowner's exemption Disabled Person's exemption	$161,429	$243,800 Land $45,000 Building $198,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 430 Illinois Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	3 (1995–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 430 Illinois Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20