Emmet County property record for 425 Howard St, Petoskey, MI 49770
| Property Type | Other Improved |
|---|---|
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Oct 1990) |
| Tax Bill | $3,613 (2024) |
| Deeds & Mortgages | Sep 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-151-015 |
| Primary APN | 52-19-05-151-015 |
|---|
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 31.8 ft deep x 137 ft wide |
| Street Address | 425 HOWARD ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | COP B-2 |
| Legal Description | MITCHELL & JOHN PETOSKEY?S ADD, S 50 FT OF LOT 11, BLK 1. SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | PETOSKEYS ADD |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970800 |
425 Howard St is owned by two individuals who bought it in October 1990.
Source: Emmet County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2660 BROADWAY ST, SAN FRANCISCO, CA 94115-1147 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1990 · Amount on File |
| Deed Sale | Oct 1, 1990 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Sep 10, 2019 |
| Property Address | 425 HOWARD ST, PETOSKEY, MI 49770-2621 |
| Document Number | 1215/50 |
| Book / Page | 1215 / 50 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 5167968 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | TALON GROUP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2660 BROADWAY ST, SAN FRANCISCO, CA 94115-1147 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,600 Land $68,500 Building $13,100 | $163,200 Land $137,000 Building $26,200 | |
| 2024 | $3,613.00 | ||
| 2023 | $68,700 Land $30,800 Building $37,900 | $137,400 Land $61,600 Building $75,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 425 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 425 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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