Emmet County property record for 417 Howard St, Petoskey, MI 49770
| Property Type | Commercial |
|---|---|
| Details | 8,094 sqft · built 1890 |
| Lot Size | 0.09 acres (3,923 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $17,087 (2024) |
| Deeds & Mortgages | Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-151-010 |
| Primary APN | 52-19-05-151-010 |
|---|
| Building Area | 8,094 sqft Building Perimeter |
|---|
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Fire Resistance | Fireproof Steel Frame |
| Lot Area | 3,923 sqft (0.09 acres) |
| Street Address | 417 HOWARD ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2621 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | COP B-2 |
| Legal Description | PETOSKEY'S ADD. KNOWN AS MITCHELL & JOHN PETOSKEY'S ADD. N 47' OF S 117' OF LOT 11 BLK 1 SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | PETOSKEYS ADD |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970800 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2660 BROADWAY ST, SAN FRANCISCO, CA 94115-1147 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2005 |
| Deed Sale | Oct 17, 2005 |
| Prior Sale | Jun 8, 1992 · Amount on Record |
| Deed Book / Page | 1072 / 624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 1, 2019 |
| Property Address | 417 HOWARD ST, PETOSKEY, MI 49770-2621 |
| Document Number | 1215/599 |
| Book / Page | 1215 / 599 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 5168517 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2660 BROADWAY ST, SAN FRANCISCO, CA 94115-1147 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,100 (+21.81%) Land $478,100 | $956,200 (+21.81%) Land $956,200 | |
| 2024 | $17,087.00 | ||
| 2023 | $392,500 Land $392,500 | $785,000 Land $785,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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