Emmet County property record for 411 Howard St, Petoskey, MI 49770
| Property Type | Commercial |
|---|---|
| Details | 5,772 sqft · built 1890 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Company Name on File |
| Tax Bill | $10,927 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-151-001 |
| Primary APN | 52-19-05-151-001 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,772 sqft Total Area |
| 1st Floor Area | 5,772 sqft |
| Basement Area | 1,610 sqft |
| Finished Basement | 1,610 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 87 ft deep x 37 ft wide |
| Street Address | 411 HOWARD ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2621 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | COP B-2 |
| Legal Description | PETOSKEY'S ADD. KNOWN AS MITCHELL & JOHN PETOSKEY'S ADD. N 37' OF LOT 11 BLK 1 SECTION 5, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | PETOSKEYS ADD |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 970800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Petoskey Downtown Historic District (Additional Documentation) listed 1986 · 88 contributing resources · NRIS 86002048 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
411 Howard St, a commercial property, is owned by a company that acquired it in March 2006.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 828, PETOSKEY, MI 49770-0828 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2006 |
| Deed Sale | Mar 16, 2006 |
| Prior Sale | Feb 11, 1998 |
| Deed Book / Page | 1076 / 688 |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,400 Land $18,500 Building $393,900 | $824,800 Land $37,000 Building $787,800 | |
| 2024 | $10,927.00 | ||
| 2023 | $342,000 Land $8,300 Building $333,700 | $684,000 Land $16,600 Building $667,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 411 Howard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 411 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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