425 E River St, Monticello, MN 55362 Property Records

Wright County property record for 425 E River St, Monticello, MN 55362

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,271 sqft · built 1890
Lot Size	0.541 acres (23,566 sqft)
Owner	Individual Name on Record
Last Sale	$152,500 (Jul 2018)
Tax Bill	$2,494 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`155-015-007010`

Property Details

APN / Parcel Number

Primary APN	`155-015-007010`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,271 sqft Living Area
1st Floor Area	1,116 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1958
Exterior Material	Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	23,566 sqft (0.541 acres)
Lot Dimensions	248 ft deep x 100 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	425 E RIVER ST
City	MONTICELLO
State	MN
Zip	55362-9397
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-121 RANGE-025 LOWER MONTICELLO LOT-001 BLOCK-007
Legal Range	025
Legal Township	121
Legal Section	11
Legal Subdivision	LOWER MONTICELLO
Legal Block	7
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2020
Census Tract	100205

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 E RIVER ST, MONTICELLO, MN 55362-9397
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY SAVINGS BANK FSB
Jul 10, 2018	Warranty Deed, Transfer PREFERRED TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2018 · Amount on Record
Deed Sale	Jul 10, 2018 · Amount on Record
Prior Sale	Oct 4, 2011 · Amount on Record
Deed Document Number	20181374427
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	425 E RIVER ST, MONTICELLO, MN 55362-9397
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ANCONA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001423880
Date	Apr 17, 2020
Instrument	1423880

Lender

Name	LIBERTY SAVINGS BANK FSB
Type	Bank
Address	WILMINGTON, OH 45177

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jul 10, 2018
Property Address	425 E RIVER ST, MONTICELLO, MN 55362-9397
Document Number	0001374427
Instrument Date	Jun 28, 2018
Instrument	1374427
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	PREFERRED TITLE INC

Transaction

Amount	Amount Recorded
Tax	$503.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 E RLVER ST, MONTICELLO, MN 55362-9397

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Monticello City
Unified School District	Monticello Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,494.00 (+19.9%)	$252,200 (+2.81%) Land $119,800 Building $132,400	$252,200 (+2.81%) Land $119,800 Building $132,400
2025		$245,300 (+1.66%) Land $114,700 Building $130,600	$245,300 (+1.66%) Land $114,700 Building $130,600
2023	$2,080.00 (+3.79%)	$241,300 Land $116,100 Building $125,200	$241,300 Land $116,100 Building $125,200
2022	$2,004.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Monticello serves 15,087 people · EPA ID MN1860012
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Fibernet Monticello Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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