425 E Main St, Southbridge, MA 01550 Property Records

Worcester County and Southbridge Town City property record for 425 E Main St, Southbridge, MA 01550

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	4,720 sqft · built 1968
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Sep 2018)
Tax Bill	$6,469 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SBRI M:0044 B:0011 L:00001`

Property Details

APN / Parcel Number

Primary APN	`SBRI M:0044 B:0011 L:00001`
Alternative APN	`1987`

Interior

Stories	1 Story
Building Area	4,720 sqft Total Area
1st Floor Area	4,720 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Metal
Construction Type	Concrete
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	35,284 sqft (0.81 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1987
Street Address	425 E MAIN ST
City	SOUTHBRIDGE
State	MA
Zip	01550-2940
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	M
Legal Block	11
Legal Lot Number	1
Jurisdiction	SOUTHBRIDGE MA
Township / Civil Division	SOUTHBRIDGE TOWN
Census Block Group	1
Census Block	1012
Census Tract	757500

Owner

Source: Worcester County and Southbridge Town City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	425 E MAIN ST, SOUTHBRIDGE, MA 01550-2940
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage CORNERSTONE BANK
Sep 17, 2018	Quit Claim Deed, Transfer · Commercial Mortgage CORNERSTONE BANK
Jun 22, 2017	Deed of Trust, Mortgage SOUTHBRIDGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2018 · Amount on Record
Deed Sale	Sep 17, 2018 · Amount on Record
Prior Sale	Oct 3, 2007 · Amount on Record
Deed Book / Page	59415 / 172
Transfer Doc	059415-172
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	425 E MAIN ST, SOUTHBRIDGE, MA 01550-2940
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	59477-384
Date	Sep 28, 2018
Book Page	59477/384
Instrument	103341

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOUTHBRIDGE MA
Recording Date	Sep 17, 2018
Property Address	425 E MAIN ST, SOUTHBRIDGE, MA 01550-2940
Document Number	59415-172
Book / Page	59415 / 172
Instrument	98216
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.69
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	594150175
Date	Sep 17, 2018
Instrument	59415/0175

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTHBRIDGE MA
Property Address	425 E MAIN ST, SOUTHBRIDGE, MA 01550-2940
Document Number	57311-92
Book / Page	057311 / 000092
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	57311-92
Date	Jun 23, 2017
Book Page	057311/000092
Instrument	65736

Lender

Name	SOUTHBRIDGE CU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Southbridge Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Southbridge Town City
Unified School District	Southbridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,469.00 (-2.77%)	$441,300 (+1.22%) Land $111,600 Building $329,700
2024	$6,653.00 (+4.34%)	$436,000 (+8.32%) Land $106,300 Building $329,700
2023	$6,376.00	$402,500 Land $106,300 Building $296,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (2005)
Most Recent Claim	Oct 2005 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Oct 2005 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHBRIDGE WATER DEPARTMENT serves 19,562 people · EPA ID MA2278000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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