425 Cochise Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 425 Cochise Dr, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	0.875 acres (38,154 sqft)
Owner	Individual Name on Record
Tax Bill	$572 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`242-00-00-086`

Property Details

APN / Parcel Number

Primary APN	`242-00-00-086`
Alternative APNs	`2420000086 01046095` `01046095`

Exterior

Lot Area	38,154 sqft (0.875 acres)

Location & Zoning

Street Address	425 COCHISE DR
City	WATERLOO
State	SC
Zip	29384-3212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 CHEROKEE RIDGE PH II
Legal Subdivision	CHEROKEE RIDGE SUBDIVISION
Legal Phase	2
Legal Lot Number	33
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3013
Census Tract	920202

Owner

Source: Laurens County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 COCHISE DR, WATERLOO, SC 29384-3212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Oct 2, 2024	Deed of Distribution, Transfer
Oct 2, 2024	Deed of Distribution, Transfer
Aug 20, 2024	Quit Claim Deed, Transfer Quitclaim
Mar 4, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2026
Deed Sale	Aug 18, 2026
Deed Document Number	20268358
Deed Book / Page	2035 / 252
Prior Transfer Date	Aug 7, 2024
Prior Transfer Doc	0D18400214
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Aug 18, 2026
Property Address	425 COCHISE DR, WATERLOO, SC 29384-3212
Document Number	0000008358
Book / Page	2035 / 252
Instrument Date	Aug 14, 2026
Instrument	20268358
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$28,886.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 COCHISE DR, WATERLOO, SC 29384-3212

Mortgage

Document Number	0000008359,
Date	Aug 18, 2026
Instrument	20268359

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000008360,
Date	Aug 18, 2026
Book Page	3348/204
Instrument	20268360

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	425 COCHISE DR, WATERLOO, SC 29384-3212
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 COCHISE DR, WATERLOO, SC 29384-3212

Mortgage

Document Number	0M32050170
Date	Sep 26, 2025
Book Page	M3205/170
Instrument	2025008732

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2024: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LAURENS SC
Recording Date	Oct 2, 2024
Property Address	425 COCHISE DR, WATERLOO, SC 29384-3212
Document Number	0D18490191
Book / Page	D1849 / 191
Map Reference	MB A88 PG 8
Instrument Date	Sep 20, 2024
Instrument	2024007786
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 VIRGINIA CIR, WATERLOO, SC 29384-3730

October 2024: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	LAURENS SC
Recording Date	Oct 2, 2024
Property Address	425 COCHISE DR, WATERLOO, SC 29384-3212
Document Number	0D18490188
Book / Page	D1849 / 188
Map Reference	MB A PG 8
Instrument Date	Sep 20, 2024
Instrument	2024007785
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 VIRGINIA CIR, WATERLOO, SC 29384-3730

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAURENS SC
Recording Date	Aug 20, 2024
Property Address	425 COCHISE DR, WATERLOO, SC 29384-3212
Document Number	0D18400214
Book / Page	D1840 / 214
Map Reference	MB A PG 8
Instrument Date	Aug 7, 2024
Instrument	2024006593
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 VIRGINIA CIR, WATERLOO, SC 29384-3730

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAURENS SC
Recording Date	Mar 4, 2020
Property Address	153 COCHISE DR, WATERLOO, SC 29384
Document Number	0014950220
Book / Page	001495 / 000220
Instrument Date	Mar 3, 2020
Instrument	1896
Transaction Type	Transfer
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1134 VIRGINIA CIR WATERLOO SC 293843732, WATERLOO, SC 29384-3732

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$572.00	$1,680 (-) Land $1,620 Building $60
2023		$1,680 (-)	$28,000 (-) Building $28,000
2022	$551.00	$1,680 Land $1,620 Building $60	$28,000 (-) Land $27,000 Building $1,000
2021			$28,000 Land $27,000 Building $1,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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