386 Cochise Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 386 Cochise Dr, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Jan 2018)
Tax Bill	$554 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`242-00-00-089`

Property Details

APN / Parcel Number

Primary APN	`242-00-00-089`
Alternative APNs	`2420000089 01152595` `01152595`

Exterior

Lot Area	33,106 sqft

Location & Zoning

Old Parcel Number	2420000089 01152595
Street Address	386 COCHISE DR
City	WATERLOO
State	SC
Zip	29384-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 CHEROKEE RIDGE PH III
Legal Subdivision	CHEROKEE RDG PH 03
Legal Phase	3
Legal Lot Number	38
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3013
Census Tract	920202

Owner

Source: Laurens County records · APN 242-00-00-089

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	386 COCHISE DR, WATERLOO, SC 29384-3211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2023	Deed of Trust, Mortgage · Line of Credit NEIGHBORS UNITED FCU
Jan 19, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 19, 2018 · Amount on Record
Deed Sale	Jan 19, 2018 · Amount on Record
Prior Sale	Feb 29, 2016 · Amount on Record
Deed Document Number	2018000472
Deed Book / Page	D1363 / 158
Record Updated	Jun 08, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	386 COCHISE DR, WATERLOO, SC 29384-3211
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M29420075
Date	Jun 22, 2023
Book Page	M2942/75
Instrument	2023004965

Lender

Name	NEIGHBORS UNITED FCU
Type	Credit Union
Address	GREENWOOD, SC 29649

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 21, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Jan 19, 2018
Property Address	386 COCHISE DR, WATERLOO, SC 29384-3211
Document Number	0013630158
Book / Page	001363 / 000158
Instrument Date	Jan 10, 2018
Instrument	472
Transaction Type	Transfer
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$240.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	386 COCHISE DR WATERLOO SC 293843211, WATERLOO, SC 29384-3211

Tax Assessment & Valuation

Source: Laurens County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$554.00 (+4.33%) Homeowner's exemption	$2,960 (-) Land $220 Building $2,740
2024	$531.00 (+39.74%) Homeowner's exemption	$2,960 (-) Land $220 Building $2,740
2023	$380.00 (-25.93%)	$2,960 (-) Land $224 Building $2,736	$74,000 (-1.66%) Land $5,600 Building $68,400
2022	$513.00	$2,960 Land $220 Building $2,740	$75,250 (-) Land $5,750 Building $69,500
2021			$75,250 Land $5,750 Building $69,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Laurens County (45059C), as of June 20, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450599202023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2017 · rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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