312 Cochise Dr, Waterloo, SC 29384 Property Records

Laurens County property record for 312 Cochise Dr, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	0.76 acres (33,108 sqft)
Owner	Individual Name on Record
Tax Bill	$1,033 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242-00-00-091`

Property Details

APN / Parcel Number

Primary APN	`242-00-00-091`
Alternative APNs	`2420000091 01152795` `01152795`

Exterior

Lot Area	33,108 sqft (0.76 acres)

Location & Zoning

Old Parcel Number	2420000091 01152795
Street Address	312 COCHISE DR
City	WATERLOO
State	SC
Zip	29384-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 CHEROKEE RIDGE PH III
Legal Subdivision	CHEROKEE RDG PH 03
Legal Phase	3
Legal Lot Number	37
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	3
Census Block	3013
Census Tract	920202

Owner

Source: Laurens County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	312 COCHISE DR, WATERLOO, SC 29384-3211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU
Dec 8, 2017	Deed of Trust, Mortgage · Conventional with PMI FOUNDERS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2021
Deed Sale	Aug 7, 2021
Deed Document Number	0000159313
Deed Book / Page	D 1235 / 020
Prior Transfer Date	Nov 2, 2015
Prior Transfer Doc	2015008977
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	312 COCHISE DR, WATERLOO, SC 29384-3211
Document Number	0025660058
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 COCHISE DR WATERLOO SC 293843211, WATERLOO, SC 29384-3211

Mortgage

Document Number	0025660058
Date	Feb 24, 2020
Book Page	002566/000058
Instrument	1568

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 23, 2045

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	312 COCHISE DR, WATERLOO, SC 29384-3211
Document Number	0023950275
Book / Page	002395 / 000275
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 COCHISE DR WATERLOO SC 293843211, WATERLOO, SC 29384-3211

Mortgage

Document Number	0023950275
Date	Dec 8, 2017
Book Page	002395/000275
Instrument	11390

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Dec 7, 2037

Tax Assessment & Valuation

Source: Laurens County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,033.00 (+4.55%)	$5,860 (-) Land $320 Building $5,540
2024	$988.00 (+43.6%)	$5,860 (-0.07%) Land $320 Building $5,540
2023	$688.00 (-27.81%)	$5,864 (+0.07%) Land $320 Building $5,544	$146,600 (-1.84%) Land $8,000 Building $138,600
2022	$953.00	$5,860 Land $320 Building $5,540	$149,350 (-) Land $8,350 Building $141,000
2021			$149,350 Land $8,350 Building $141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2013–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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