405 Chaney Rd, Monroe, NC 28110 Property Records

Union County property record for 405 Chaney Rd, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,441 sqft · built 1992
Lot Size	0.94 acres (40,946 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,095 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-165-085`

Property Details

APN / Parcel Number

Primary APN	`08-165-085`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,441 sqft Living Area
Gross Area	1,970 sqft
1st Floor Area	1,441 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,946 sqft (0.94 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	358 sqft
Deck Area	Deck Area
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	405 CHANEY RD
City	MONROE
State	NC
Zip	28110-7469
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#6 ASBURY DOWNS PHASE 1
Legal Subdivision	ASBURY DOWNS
Legal Lot Number	6
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1003
Census Tract	20206

Owner

Source: Union County records · APN 08-165-085

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	405 CHANEY RD, MONROE, NC 28110-7469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	405 CHANEY RD, MONROE, NC 28110-7469
Document Number	703747
Book / Page	007037 / 000047
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Jan 03, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 CHANEY RD MONROE NC 281107469, MONROE, NC 28110-7469

Mortgage

Document Number	703747
Date	Oct 19, 2017
Book Page	007037/000047
Instrument	30745

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	MONROE, NC 28111

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,095.00 (+29.88%)	$412,400 (+71.05%) Land $79,100 Building $333,300	$412,400 (+71.05%) Land $79,100 Building $333,300
2023	$1,613.00	$241,100 Land $40,300 Building $200,800	$241,100 Land $40,300 Building $200,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.