425 9th Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 425 9th Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1948
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jun 2024)
Tax Bill	$1,599 (2025)
Deeds & Mortgages	Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-425-008-00`

Property Details

APN / Parcel Number

Primary APN	`051-425-008-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	836 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	425 9TH AVE
City	THREE RIVERS
State	MI
Zip	49093-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 14 HEYWOOD SUBDIV CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Lot Number	14
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1016
Census Tract	40400

Owner

Source: St. Joseph County records · APN 051-425-008-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4616 VILLAGE GREEN CIRCLE 11, PORTAGE, MI 49024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2024 · Amount on Record
Deed Sale	Jun 24, 2024 · Amount on Record
Prior Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	20244614
Record Updated	Sep 20, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 26, 2018
Property Address	425 9TH AVE, THREE RIVERS, MI 49093-1035
Document Number	01936/0478
Book / Page	1936 / 0478
Map Reference	LB2 PG80
Instrument Date	Oct 22, 2018
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT AND TITLE O

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$774.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	523 EAST ST, 523, THREE RIVERS, MI 49093-1411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6485 S 675 E, WOLCOTTVILLE, IN 46795-9468

Mortgage

Document Number	0001936479
Date	Oct 26, 2018
Instrument	1936/479

Lender

Name	INERRA CREDIT UNION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,000 (+40.78%)	$116,000 (+40.78%)
2025	$1,599.00 (+40.26%) Homeowner's exemption
2023		$41,200 Land $2,400 Building $38,800	$82,400 Land $4,800 Building $77,600
2022	$1,140.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	44 units insured incl. 33 condo units
Nearby Flood Claims	20 (1981–2020)
Most Recent Claim	May 2020 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Broadband, Spectrum.

Based on FCC filings for 97 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	THREE RIVERS serves 7,905 people
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.