422 9th Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 422 9th Ave, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	1 ba · 796 sqft · built 1952
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Nov 2021)
Tax Bill	$1,243 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-425-009-00`

Property Details

APN / Parcel Number

Primary APN	`051-425-009-00`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	796 sqft Living Area
1st Floor Area	796 sqft
Basement Area	796 sqft
Unfinished Basement	872 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	422 9TH AVE
City	THREE RIVERS
State	MI
Zip	49093-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 15 HEYWOOD SUBDIV CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Lot Number	15
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1015
Census Tract	40400

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	422 9TH AVE, THREE RIVERS, MI 49093-1036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · Conventional Mortgage KELLOGG COMMUNITY CU
Aug 2, 2017	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	202111623
Last Transfer Date	Nov 7, 2024
Transfer Doc	2024007853
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 17, 2021
Property Address	422 9TH AVE, THREE RIVERS, MI 49093-1036
Document Number	2021011623
Map Reference	LB 2 PG 80
Instrument Date	Nov 17, 2021
Instrument	2021011623
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI NIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,042.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	422 9TH AVE, 422, THREE RIVERS, MI 49093-1036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SPRING ST, THREE RIVERS, MI 49093-3902

Mortgage

Date	Nov 17, 2021

Lender

Name	KELLOGG COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 2, 2017
Property Address	422 9TH AVE, THREE RIVERS, MI 49093-1036
Document Number	1879/0724
Book / Page	1879 / 0724
Map Reference	LB2 PG80
Instrument Date	Jul 24, 2017
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6548 WOODS TRAIL DR, 6548, DELTON, MI 49046-7821

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 8TH ST, THREE RIVERS, MI 49093-1715

Mortgage

Document Number	18790725
Date	Aug 2, 2017
Instrument	1879/0725

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,700 (+9.74%)	$119,400 (+9.74%)
2025	$1,243.00 (-25.3%) Homeowner's exemption	$54,400 (+28%) Land $4,000 Building $50,400	$108,800 (+28%) Land $8,000 Building $100,800
2023		$42,500 Land $2,400 Building $40,100	$85,000 Land $4,800 Building $80,200
2022	$1,664.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Nearby Flood Policies	44 units insured incl. 33 condo units
Nearby Flood Claims	20 (1981–2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THREE RIVERS serves 7,905 people · EPA ID MI0006610
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Spectrum.

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