409 9th Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 409 9th Ave, Three Rivers, MI 49093 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 1974
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$97,700 (Oct 2017)
Tax Bill	$1,281 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-425-003-01`

Property Details

APN / Parcel Number

Primary APN	`051-425-003-01`

Interior

Full Baths	1 Bath
Stories	3 Stories
Building Area	1,296 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Tri-Level
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	409 9TH AVE
City	THREE RIVERS
State	MI
Zip	49093-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 12 & E 12 FT OF LOTS 5 & 6 HEYWOOD SUB. CITY OF THREE RIVERS.
Legal Subdivision	CITY OF THREE RIVERS
Legal Lot Number	7,12
Jurisdiction	ST JOSEPH MI
Township / Civil Division	THREE RIVERS
Census Block Group	1
Census Block	1016
Census Tract	40400

Owner

Source: St. Joseph County records · APN 051-425-003-01

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	409 9TH AVE, THREE RIVERS, MI 49093-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2021	Deed of Trust, Mortgage · Line of Credit CENTURY BANK & TRUST
Oct 09, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 09, 2017 · Amount on Record
Deed Sale	Oct 09, 2017 · Amount on Record
Deed Book / Page	1888 / 415
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	409 9TH AVE, THREE RIVERS, MI 49093-1035
Transaction Type	Mortgage
Record Updated	Jan 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 9TH AVE, THREE RIVERS, MI 49093-1035

Mortgage

Document Number	2021012591
Date	Dec 14, 2021
Instrument	2021012591

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 09, 2017
Property Address	409 9TH AVE, THREE RIVERS, MI 49093-1035
Document Number	1888/0415
Book / Page	1888 / 0415
Map Reference	LB2 PG80
Instrument Date	Oct 06, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	NOT AVAILABLE, PATO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$842.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 SPRING ST, 525, THREE RIVERS, MI 49093-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 BATTEN DR, MENDON, MI 49072-8708

Mortgage

Document Number	18880416
Date	Oct 09, 2017
Instrument	1888/0416

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,100 (+38.82%)	$150,200 (+38.82%)
2025	$1,281.00 (-25.26%) Homeowner's exemption
2023		$54,100 Land $3,000 Building $51,100	$108,200 Land $6,000 Building $102,200
2022	$1,714.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261490404001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	44 units insured 33 under condo master policies
Nearby Flood Claims	20 (1981–2020)
Most Recent Claim	May 2020, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Surf Air Wireless	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Mercury Broadband, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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