4248 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4248 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,414 sqft · built 1974
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (May 2018)
Tax Bill	$1,463 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`215-14-220`

Property Details

APN / Parcel Number

Primary APN	`215-14-220`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area
1st Floor Area	1,414 sqft

Exterior

Year Built	Built 1974
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	9,500 sqft (0.218 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4248 E DESERT CACTUS ST
City	PHOENIX
State	AZ
Zip	85032-1472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	VILLA THERESA AMD
Legal Range	04E
Legal Township	04N
Legal Section	31
Legal Quarter	NW
Quarter-Quarter Section	NE
Legal Subdivision	VILLA THERESA AMENDED
Legal Lot Number	120
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2007
Census Tract	619700

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4248 E DESERT CACTUS ST, PHOENIX, AZ 85032-1472
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Sep 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Oct 8, 2019	Deed of Trust, Mortgage · Conventional with PMI USAA
May 24, 2018	Warranty Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Deed Document Number	20180399925
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4248 E DESERT CACTUS ST, PHOENIX, AZ 85032-1472
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4248 E DESERT CACTUS ST, PHOENIX, AZ 85032-1472

Mortgage

Document Number	0000739304
Date	Jul 7, 2021
Instrument	20210739304

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4248 E DESERT CACTUS ST, PHOENIX, AZ 85032-1472
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4248 E DESERT CACTUS ST, PHOENIX, AZ 85032-1472

Mortgage

Document Number	0000472277
Date	Sep 11, 2023
Instrument	20230472277

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2043

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4248 E DESERT CACTUS ST, PHOENIX, AZ 85032-1472
Document Number	0000844120
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4248 E ROBERT E LEE ST PHOENIX AZ 850321472, PHOENIX, AZ 85032-1472

Mortgage

Document Number	0000844120
Date	Oct 23, 2019
Instrument	844120

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 24, 2018
Property Address	4248 E DESERT CACTUS ST, PHOENIX, AZ 85032-1472
Document Number	0000399925
Instrument Date	May 14, 2018
Instrument	399925
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	FIRST ARIZONA TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4248 E ROBERT E LEE ST PHOENIX AZ 850321472, PHOENIX, AZ 85032-1472

Mortgage

Document Number	399926
Date	May 24, 2018
Instrument	399926

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,000 (-4.68%)	$350,000 (-4.68%) Land $70,000 Building $280,000
2025	$1,463.00 (+5.03%)
2024		$36,720	$367,200 Land $73,400 Building $293,800
2023	$1,393.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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