4234 E Desert Cactus St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4234 E Desert Cactus St, Phoenix, AZ 85032

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,644 sqft · built 1973
Lot Size0.216 acres (9,411 sqft)
OwnerIndividual Name on File
Last Sale$455,000 (Aug 2021)
Tax Bill$1,654 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Aug 2018 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN215-14-218

Property Details

APN / Parcel Number

Primary APN215-14-218

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,644 sqft Living Area
1st Floor Area1,644 sqft

Exterior

Year BuiltBuilt 1973
Exterior MaterialBlock
Construction TypeConcrete Block
Roof MaterialAsphalt
Lot Area9,411 sqft (0.216 acres)
Parking Spaces2 Parking Spaces
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4234 E DESERT CACTUS ST
CityPHOENIX
StateAZ
Zip85032-1472
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionVILLA THERESA AMD
Legal Range04E
Legal Township04N
Legal Section31
Legal QuarterNW
Quarter-Quarter SectionNE
Legal SubdivisionVILLA THERESA AMENDED
Legal Lot Number118
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2007
Census Tract619700

Owner

Source: Maricopa County records · APN 215-14-218

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4234 E DESERT CACTUS ST, PHOENIX, AZ 85032-1472
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2017Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Aug 22, 2018Deed of Trust, Mortgage · ARM
EQUITABLE HOME MORTGAGE INC
Aug 18, 2021Warranty Deed, Transfer · Conventional Mortgage
EVOLVE BANK & TRUST
Feb 28, 2018Warranty Deed, Transfer
SWH FUNDING LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 18, 2021 · Amount on Record
Deed SaleAug 18, 2021 · Amount on Record
Prior SaleFeb 28, 2018 · Amount on Record
Deed Document Number20210895619
Record UpdatedJun 08, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4234 E DESERT CACTUS ST, PHOENIX, AZ 85032-1472
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000604722
DateAug 16, 2017
Instrument2017-0604722
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 05, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4234 E DESERT CACTUS ST, PHOENIX, AZ 85032-1472
Transaction TypeMortgage
Record UpdatedDec 21, 2021
Title CompanyCLEAR TITLE AGENCY OF ARIZON

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000635646
DateAug 22, 2018
Instrument20180635646
Lender
NameEQUITABLE HOME MORTGAGE INC
TypeMortgage Company
AddressSCOTTSDALE, AZ 85251
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueSep 01, 2048
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateSep 01, 2023
Change FrequencyAnnually
Min Rate At Change3.5%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate12.2%

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateAug 18, 2021
Property Address4234 E DESERT CACTUS ST, PHOENIX, AZ 85032-1472
Document Number0000895619
Map ReferenceMB 86 PG 27
Instrument DateAug 12, 2021
Instrument20210895619
Transaction TypeTransfer
Record UpdatedMar 05, 2024
Title CompanyCLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6509 E PHELPS RD, SCOTTSDALE, AZ 85254-1455

Transferred To (Grantee/Buyer)

NameVerified Name
Address4234 E DESERT CACTUS ST, PHOENIX, AZ 85032-1472

Mortgage

Document Number0000895620
DateAug 18, 2021
Instrument20210895620
Lender
NameEVOLVE BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 28, 2018
Property Address4234 E DESERT CACTUS ST, PHOENIX, AZ 85032-1472
Document Number0000153896
Map ReferenceDOCKET 8806 PG 474
Instrument DateFeb 01, 2018
Instrument20180153896
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCLEAR TITLE AGENCY OF ARIZON

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12028 N 60TH, 12028, SCOTTSDALE, AZ 85254

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address6509 E PHELPS RD, SCOTTSDALE, AZ 85254-1455

Mortgage

Document Number0000153897
DateFeb 28, 2018
Instrument20180153897
Lender
NameSWH FUNDING LLC
TypeMortgage Company
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$39,300 (+0.59%)$393,000 (+0.59%) Land $78,600 Building $314,400
2025$1,654.00 (+27.92%)
2024$39,070$390,700 Land $78,100 Building $312,600
2023$1,293.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Wi-Fiber
Fixed Wireless
400 / 150
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 486 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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