4247 Luzerne Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4247 Luzerne Rd, Duluth, MN 55803

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Lot Size0.96 acres (41,841 sqft)
OwnerIndividual Name on Record
Last Sale$30,000 (Jan 2019)
Tax Bill$2,122 (2026)
Deeds & MortgagesJul 2026 Construction Loan
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN520-0140-02960

Property Details

APN / Parcel Number

Primary APN520-0140-02960
Alternative APN
  • 906066

Interior

Stories1 Story

Exterior

Exterior MaterialOther
Construction TypeFrame
Lot Area41,841 sqft (0.96 acres)
Garage Area5,400 sqft
PorchSlab

Location & Zoning

Account Number906066
Street Address4247 LUZERNE RD
CityDULUTH
StateMN
Zip55803
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning CodeRES
Legal DescriptionLOT 14, BLOCK 8 AND LOT 15, BLOCK 8, EXCEPTNORTH 33 FEET. SERIAL #
Legal SubdivisionINGLESIDE PARK
Legal Block8
Legal Lot Number14
JurisdictionST LOUIS MN
Township / Civil DivisionRICE LAKE
Census Block Group2
Census Block2023
Census Tract10400

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address202 FARLEY LN, DULUTH, MN 55803-1527
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Construction Mortgage
MEMBERS COOPERATIVE CREDIT UNION
Jan 14, 2019Quit Claim Deed, Transfer
CENTRICITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2019 · Amount on Record
Deed SaleJan 14, 2019 · Amount on Record
Prior SaleJan 20, 2015 · Amount on Record
Deed Document Number20191006894
Prior Transfer DateJan 11, 2019
Prior Transfer Doc00T1006894
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJul 15, 2026
Property Address4247 LUZERNE RD, DULUTH, MN 55803
Document Number0001103626
Instrument DateJul 14, 2026
Instrument20261103626
Transaction TypeMortgage
Record UpdatedJul 27, 2026
Title CompanyTHE TITLE FIRM, THE TITLE TEAM

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 FARLEY LN, DULUTH, MN 55803-1527

Mortgage

Document Number0001103626,
DateJul 15, 2026
Instrument20261103626
Lender
NameMEMBERS COOPERATIVE CREDIT UNION
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term372 Months
DueJul 15, 2057
Interest
Rate6.47%
Max Rate-1%

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJan 14, 2019
Property Address4247 LUZERNE RD, DULUTH, MN 55803
Document Number00T1006894
Instrument DateJan 11, 2019
InstrumentT1006894
Transaction TypeTransfer
Record UpdatedMar 14, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$99.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address202 FARLEY LN DULUTH MN 558031527, DULUTH, MN 55803-1527

Mortgage

Document NumberT1006895
DateJan 14, 2019
InstrumentT1006895
Lender
NameCENTRICITY CU
AddressHERMANTOWN, MN 55811
Agreement
AmountAmount Recorded
Term180 Months
DueJan 13, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,122.00 (+3.92%)
2025$2,042.00 (+4.29%)$128,300 (+0.16%) Land $29,800 Building $98,500$128,300 (+0.16%) Land $29,800 Building $98,500
2024$1,958.00$128,100 (+38.04%) Land $29,600 Building $98,500$128,100 (+38.04%) Land $29,600 Building $98,500
2022$92,800 Land $27,900 Building $64,900$92,800 Land $27,900 Building $64,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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