St. Louis County property record for 4240 Luzerne Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,552 sqft · built 1994 |
| Lot Size | 2.38 acres (104,025 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Sep 2001) |
| Tax Bill | $2,806 (2026) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0140-02440 |
| Primary APN | 520-0140-02440 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,552 sqft Gross Area |
| 1st Floor Area | 144 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 104,025 sqft (2.38 acres) |
| Garage Area | 1,248 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 72 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1035942 |
|---|---|
| Street Address | 4240 LUZERNE RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-1241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOTS 15 THRU 17 EX E 50 FT OF LOT 17 SERIAL # |
| Legal Subdivision | PORTLAND DIVISION OF DULUTH |
| Legal Block | 7 |
| Legal Lot Number | 15-17 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4240 LUZERNE RD, DULUTH, MN 55803-1241 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2001 · Amount on Record |
| Deed Sale | Sep 11, 2001 · Amount on Record |
| Deed Document Number | 2001828251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 14, 2017 |
| Property Address | 4240 LUZERNE RD, DULUTH, MN 55803-1241 |
| Document Number | 000T988565 |
| Instrument Date | Aug 4, 2017 |
| Instrument | T988565 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2017 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,188.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4240 LUZERNE RD DULUTH MN 558031241, DULUTH, MN 55803-1241 |
| Document Number | T988566 |
|---|---|
| Date | Aug 14, 2017 |
| Instrument | T988566 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2047 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,806.00 (+3.85%) Homeowner's exemption | ||
| 2025 | $2,702.00 (+17.89%) Homeowner's exemption | $509,300 (+0.08%) Land $58,800 Building $450,500 | $509,300 (+0.08%) Land $58,800 Building $450,500 |
| 2024 | $2,292.00 | $508,900 (+18.24%) Land $58,400 Building $450,500 | $508,900 (+18.24%) Land $58,400 Building $450,500 |
| 2022 | $430,400 Land $55,500 Building $374,900 | $430,400 Land $55,500 Building $374,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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