4312 Luzerne Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 4312 Luzerne Rd, Duluth, MN 55803 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1957
Square Footage1,268 sqft Gross Area
Lot Size83,344 sqft (1.91 acres)
OccupancyOwner Occupied
Last Sale$216,000 (2009)
Tax Bill$3,928.00 (2026)

Property Details

APN / Parcel Number

Primary APN520-0170-00230
Alternative APN
  • 890027

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Total Rooms3 Rooms
Building Area1,268 sqft Gross Area
1st Floor1,268 sqft 1st Floor
Basement Area600 sqft Basement
Finished Basement600 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area83,344 sqft (1.91 acres)
Garage Area1,512 sqft Garage
Deck Area30 sqft Deck
Patio Area325 sqft Patio
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number890027
Street Address4312 LUZERNE RD
CityDULUTH
StateMN
Zip55803-1221
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 10 AND 11 SERIAL #
Legal SubdivisionINGLESIDE PARK COE ADD
Legal Block13
Legal Lot Number10-11
JurisdictionST LOUIS MN
Minor Civil DivisionRICE LAKE
Census Blockgroup2
Census Block2017
Census Tract10400

Owner

Source: St. Louis County records · APN 520-0170-00230

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4312 LUZERNE RD, DULUTH, MN 55803-1221
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Dec 14, 2023Deed of Trust, Mortgage · Line of Credit
HERMANTOWN FCU
Nov 23, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Sep 16, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 08, 2009 · Amount on Record
Deed SaleOct 08, 2009 · Amount on Record
Prior SaleOct 01, 2003 · Amount on Record
Deed Doc Number2009875702
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4312 LUZERNE RD, DULUTH, MN 55803-1221
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001049234
DateNov 09, 2021
Instrument1049234
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 01, 2036

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4312 LUZERNE RD, DULUTH, MN 55803-1221
Transaction TypeMortgage
Record UpdatedJan 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001075249
DateDec 14, 2023
Instrument1075249
Lender
NameHERMANTOWN FCU
TypeCredit Union
AddressDULUTH, MN 55811
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueNov 22, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateNov 23, 2020
Property Address4312 LUZERNE RD, DULUTH, MN 55803-1221
Document Number00A1396618
Instrument DateNov 15, 2019
InstrumentA1396618
Transaction TypeTransfer
Record UpdatedDec 24, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$2.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address4312 LUZERNE RD DULUTH MN 558031221, DULUTH, MN 55803-1221

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4312 LUZERNE RD, DULUTH, MN 55803-1221
Document Number00T1015513
Instrument DateSep 16, 2019
Transaction TypeMortgage
Record UpdatedDec 06, 2019
Title CompanyARROWHEAD TITLE COMPANY, ARROWHEAD TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4312 LUZERNE RD DULUTH MN 558031221, DULUTH, MN 55803-1221

Mortgage

Document Number00T1015513
DateSep 26, 2019
InstrumentT1015513
Lender
NameNORTH SHORE BK/COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term240 Months
DueSep 25, 2039

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityRice Lake City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,928.00 (+3.7%) Homeowner's exemption
2025$3,788.00 (-3.71%) Homeowner's exemption$311,000 (+0.13%) Land $49,800 Building $261,200$311,000 (+0.13%) Land $49,800 Building $261,200
2024$3,934.00$310,600 (+17.38%) Land $49,400 Building $261,200$310,600 (+17.38%) Land $49,400 Building $261,200
2022$264,600 Land $46,900 Building $217,700$264,600 Land $46,900 Building $217,700

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