4245 Southwinds Dr, Lorena, TX 76655 Property Records

McLennan County property record for 4245 Southwinds Dr, Lorena, TX 76655

Property Summary

Property TypeRural Home
Details5 bd · 5.5 ba · 4,956 sqft · built 2015
Lot Size22.8 acres (994,213 sqft)
OwnerCompany Name on Record
Tax Bill$17,029 (2025)
Deeds & MortgagesMay 2023 Construction Loan
Aug 2020 Mortgage
Flood ZoneZone A (high risk)
APN30-001600-010002-6

Property Details

APN / Parcel Number

Primary APN30-001600-010002-6
Alternative APNs
  • 3000160001000260101
  • 128395

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms11 Rooms
Stories2 Stories
Building Area4,956 sqft Living Area
Gross Area6,063 sqft
1st Floor Area3,989 sqft
2nd Floor Area967 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialStone
Roof MaterialComposition Shingle
Lot Area994,213 sqft
Garage TypeAttached
Garage Area1,107 sqft
Parking Spaces4 Parking Spaces
PorchOpen Porch
Porch Area1,478 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4245 SOUTHWINDS DR
CityLORENA
StateTX
Zip76655-3751
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR
Legal DescriptionGALINDO I ACRES 22.824
Legal SubdivisionGALINDO I
JurisdictionMCLENNAN TX
Township / Civil DivisionMOODY-LORENA
Census Block Group3
Census Block3054
Census Tract3801

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4245 SOUTHWINDS DR, LORENA, TX 76655-3751
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
May 17, 2023Deed of Trust, Mortgage · Construction Mortgage
ALLIANCE BANK CENTRAL TEXAS
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2023
Deed SaleJun 29, 2023
Prior SaleDec 17, 2013 · Amount on Record
Deed Document Number202320183
Prior Transfer DateDec 16, 2013
Prior Transfer Doc0000043326
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4245 SOUTHWINDS DR, LORENA, TX 76655-3751
Transaction TypeMortgage
Record UpdatedOct 24, 2023
Title CompanyNOT AVAILABLE, FROSPERITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 CAPALIN CT, LIBERTY HILL, TX 78642-2418

Mortgage

Document Number0000014376
DateMay 17, 2023
Instrument2023014376
Lender
NameALLIANCE BANK CENTRAL TEXAS
TypeBank
AddressWACO, TX 76714
Agreement
TypeConstruction Mortgage
Term12 Months
DueMay 14, 2024

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4245 SOUTHWINDS DR, LORENA, TX 76655-3751
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030052
DateAug 27, 2020
Instrument2020030052
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictLorena Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,193,794 (+0.61%) Land $223,943 Building $969,851$1,193,794 (+0.61%) Land $223,943 Building $969,851
2025$17,029.00 (+5.11%)$1,186,550 (+18.66%) Land $186,480 Building $1,000,070$1,186,550 (+18.66%) Land $186,480 Building $1,000,070
2024$16,201.00 (+33.74%)
2023$1,000,000 Land $186,580 Building $813,420$1,000,000 Land $186,580 Building $813,420
2022$12,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 61% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Southwinds Dr

Nearby Streets

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