McLennan County property record for 4505 Southwinds Dr, Lorena, TX 76655
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2 ba · 3,175 sqft · built 1988 |
| Lot Size | 6.48 acres (282,269 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $228,100 (Jul 2011) |
| Tax Bill | $5,957 (2025) |
| Deeds & Mortgages | Dec 2019 Construction Loan Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-001600-010105-8 |
| Primary APN | 30-001600-010105-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,175 sqft Living Area |
| Gross Area | 3,716 sqft |
| 1st Floor Area | 2,147 sqft |
| 2nd Floor Area | 1,028 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 282,269 sqft |
| Lot Dimensions | 951 ft deep x 336 ft wide |
| Garage Type | Attached |
| Garage Area | 541 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,104 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 606 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4505 SOUTHWINDS DR |
|---|---|
| City | LORENA |
| State | TX |
| Zip | 76655-3715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R |
| Legal Description | GALINDO I ACRES 6.48 |
| Legal Subdivision | GALINDO I |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | MOODY-LORENA |
| Census Block Group | 3 |
| Census Block | 3054 |
| Census Tract | 3801 |
4505 Southwinds Dr, a rural home, is owned and occupied by two individuals who bought it in July 2011.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4505 SOUTHWINDS DR, LORENA, TX 76655-3715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2019 | Deed of Trust, Mortgage · Construction Mortgage EXTRACO BANKS NA |
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EXTRACO BANKS NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2011 · Amount on File |
| Deed Sale | Jul 18, 2011 · Amount on File |
| Prior Sale | Feb 24, 2011 · Amount on File |
| Deed Document Number | 201121522 |
| Prior Transfer Date | Feb 23, 2011 |
| Prior Transfer Doc | 0000021522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 4505 SOUTHWINDS DR, LORENA, TX 76655-3715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FTC |
| Name | Verified Name |
|---|
| Document Number | 0000042844 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 2019042844 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Address | WOODWAY, TX 76712 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 4505 SOUTHWINDS DR, LORENA, TX 76655-3715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030580 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 2020030580 |
| Name | EXTRACO BANKS NA |
|---|---|
| Type | Bank |
| Address | TEMPLE, TX 76501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 4505 Southwinds Dr was $5,957 with a homeowner's exemption, up 0.9% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Unified School District | Lorena Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573,576 (+5.24%) Land $91,446 Building $482,130 | $573,576 (+5.24%) Land $91,446 Building $482,130 | |
| 2025 | $5,957.00 (+0.9%) Homeowner's exemption | $545,010 Land $75,150 Building $469,860 | $545,010 Land $75,150 Building $469,860 |
| 2024 | $5,904.00 | ||
| 2023 | $572,540 Land $75,150 Building $497,390 | $572,540 Land $75,150 Building $497,390 | |
| 2022 | $5,395.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4505 Southwinds Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4505 Southwinds Dr is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEVI WSC serves 2,298 people · EPA ID TX1550035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 400 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
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