4095 Southwinds Dr, Lorena, TX 76655 Property Records

McLennan County property record for 4095 Southwinds Dr, Lorena, TX 76655

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,210 sqft · built 1992
Lot Size	8.63 acres (376,358 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,600 (Feb 2018)
Tax Bill	$4,666 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-001600-009801-3`

Property Details

APN / Parcel Number

Primary APN	`30-001600-009801-3`
Alternative APNs	`3000160000980130111` `128392`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,210 sqft Living Area
Gross Area	2,807 sqft
1st Floor Area	1,554 sqft
Upper Floors Area	656 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1997
Exterior Material	Other
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	376,358 sqft
Garage Type	Attached
Garage Area	597 sqft
Driveway	Concrete Driveway
Driveway Area	1,020 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	786 sqft
Shed	1 Shed
Shed Area	525 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4095 SOUTHWINDS DR
City	LORENA
State	TX
Zip	76655-3714
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R
Legal Description	GALINDO I ACRES 8.64
Legal Subdivision	GALINDO I
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	3
Census Block	3054
Census Tract	3801

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4095 SOUTHWINDS DR, LORENA, TX 76655-3714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Feb 6, 2018	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 31, 2017	Warranty Deed, Transfer TEXAS FIRST ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2018 · Amount on Record
Deed Sale	Feb 6, 2018 · Amount on Record
Prior Sale	Oct 31, 2017 · Amount on Record
Deed Document Number	20183804
Prior Transfer Date	Feb 5, 2018
Prior Transfer Doc	0000003804
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	4095 SOUTHWINDS DR, LORENA, TX 76655-3714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001917
Date	Jan 19, 2021
Instrument	2021001917

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 6, 2018
Property Address	4095 SOUTHWINDS DR, LORENA, TX 76655-3714
Document Number	0000003804
Map Reference	VOL1722 PG303
Instrument Date	Feb 5, 2018
Instrument	2018003804
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	4095 SCUIHWINDS DR, LORENA, TX 76655-3714

Mortgage

Document Number	0000003805
Date	Feb 6, 2018
Instrument	2018003805

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 31, 2017
Property Address	4095 SOUTHWINDS DR, LORENA, TX 76655-3714
Document Number	0000036104
Instrument Date	Oct 27, 2017
Instrument	36104
Transaction Type	Transfer
Record Updated	Nov 22, 2017

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	850 COUNTRY LANE DR MC GREGOR TX 766579736, MC GREGOR, TX 76657-9736

Mortgage

Document Number	36105
Date	Oct 31, 2017
Instrument	36105

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	WACO, TX 76702-2524

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,579 (-23.35%) Land $14,309 Building $392,270	$503,000 (-11.87%) Land $110,730 Building $392,270
2025	$4,666.00 (+8.51%) Homeowner's exemption	$530,438 (+26.11%)	$570,750 (+14.03%) Land $91,690 Building $479,060
2024	$4,300.00 (+8.67%)
2023		$420,610 Land $11,790 Building $408,820	$500,510 Land $91,690 Building $408,820
2022	$3,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 61% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Southwinds Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures