Charlotte County property record for 42443 Cascade Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,897 sqft · built 2023 |
| Lot Size | 0.203 acres (8,833 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $463,000 (Apr 2026) |
| Tax Bill | $6,414 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422619302050 |
| Primary APN | 422619302050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,897 sqft Living Area |
| Gross Area | 3,622 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,833 sqft (0.203 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Driveway | Driveway |
| Driveway Area | 357 sqft |
| Porch | Enclosed/Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 42443 CASCADE DR |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-2587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | BABCOCK RANCH COMMUNITY NORTHRIDGE PHASE 1 LOT 2266 3350687 |
| Legal Subdivision | BABCOCK RANCH COMMUNITY NORTHRIDGE PHASE |
| Legal Lot Number | 2266 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
Source: Charlotte County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42443 CASCADE DR, PUNTA GORDA, FL 33982-2587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Apr 27, 2026 | Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Dec 19, 2023 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2026 · Amount on Record |
| Deed Sale | Apr 27, 2026 · Amount on Record |
| Prior Sale | Dec 19, 2023 · Amount on Record |
| Deed Document Number | 20263637477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 27, 2026 |
| Property Address | 42443 CASCADE DR, PUNTA GORDA, FL 33982-2587 |
| Document Number | 0003637477 |
| Instrument Date | Apr 24, 2026 |
| Instrument | 20263637477 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | ACCESS TITLE AGENCY LLC, ACCESS TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327,341.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42443 CASCADE DR, PUNTA GORDA, FL 33982-2587 |
| Document Number | 0003637478, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20263637478 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 19, 2023 |
| Property Address | 42443 CASCADE DR, PUNTA GORDA, FL 33982-2587 |
| Document Number | 0003350687 |
| Map Reference | MB 24 PG 20A-20Q |
| Instrument Date | Dec 13, 2023 |
| Instrument | 3350687 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 1, 2024 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,621.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937 |
| Name | Verified Name |
|---|---|
| Address | 42443 CASCADE DR, BABCOCK RANCH, FL 33982-2587 |
| Document Number | 0003350688 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | 3350688 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
Source: Charlotte County assessment roll, as of March 4, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,414.00 (-29.33%) Homeowner's exemption | $469,212 (+1,203.44%) Land $87,975 Building $381,237 | $469,212 (+461.93%) Land $87,975 Building $381,237 |
| 2024 | $9,076.00 (+178.06%) | ||
| 2023 | $3,264.00 (+28.4%) | $35,998 (+1%) | $83,500 (+155.16%) Land $83,500 |
| 2022 | $2,542.00 | $32,725 Land $32,725 | $32,725 Land $32,725 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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