42428 Cascade Dr, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 42428 Cascade Dr, Punta Gorda, FL 33982

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,676 sqft · built 2023
Lot Size0.167 acres (7,308 sqft)
OwnerIndividual Name on Record
Last Sale$390,700 (Jul 2023)
Tax Bill$4,758 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-26-19-302-030

Property Details

APN / Parcel Number

Primary APN42-26-19-302-030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,676 sqft Living Area
Gross Area2,284 sqft
FlooringCovered

Exterior

Year BuiltBuilt 2023
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,308 sqft (0.167 acres)
DrivewayDriveway
Driveway Area320 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address42428 CASCADE DR
CityPUNTA GORDA
StateFL
Zip33982-2586
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBOZD
Legal DescriptionBNR 001 0000 2397 BABCOCK RANCH COMMUNITY NORTHRIDGE PHASE 1 LOT 2397 3294803
Legal SubdivisionBABCOCK RANCH
Legal Phase1
Legal Lot Number2397
Legal UnitY
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group1
Census Block1064
Census Tract10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address42428 CASCADE DR, PUNTA GORDA, FL 33982-2586
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 2023 · Amount on Record
Deed SaleJul 25, 2023 · Amount on Record
Deed Document Number3294803
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 25, 2023
Property Address42428 CASCADE DR, PUNTA GORDA, FL 33982-2586
Document Number0003294803
Map ReferenceMB 24 PG 20A-20Q
Instrument DateJul 14, 2023
Instrument3294803
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 19, 2024
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,734.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24311 WALDEN CENTER DR # DR300, DR300, BONITA SPRINGS, FL 34134-4937

Transferred To (Grantee/Buyer)

NameVerified Name
Address42428 CASCADE DR, BABCOCK RANCH, FL 33982-2586

Mortgage

Document Number0003294804
DateJul 25, 2023
Instrument3294804
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,758.00 (+51.92%)$318,459 (+1,058.5%)$367,311 (+399.74%) Land $84,500 Building $282,811
2023$3,132.00 (+29.37%)$27,489 (+1%)$73,500 (+194.12%) Land $73,500
2022$2,421.00$24,990 Land $24,990$24,990 Land $24,990

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 518 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies870 units insured
incl. 352 condo units
Nearby Flood Claims11 (1995–2024)
Claims Outside the SFHA4 of 11
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 85% of the US · above 77% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN AND COUNTRY UTILITY
private · serves 13,427 people · EPA ID FL5084116
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
940 / 940
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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